Kev pov hwm tsiaj yog kev lag luam loj hlob uas tau npaj kom nthuav dav mus txog xyoo 2030. Muaj ntau dua 76 lab tus miv thiab dev nyob ua tsiaj,1thiab ntawm cov tsiaj, tsuas yog kwv yees li 3.1 lab. muaj kev pov hwm.2 Yog li, kev lag luam pov hwm tus tsiaj tau kwv yees tias yuav loj hlob zuj zus, raws li cov kws kho tsiaj cov nqi nce ntxiv.
Muaj ntau ntau lub tuam txhab pov hwm tsiaj thiab tuam txhab pov hwm uas tau pib suav nrog kev pov hwm tsiaj hauv lawv daim ntawv teev cov kev pabcuam. Qee tus tau tshwm sim los ua cov neeg tseem ceeb hauv kev lag luam thiab muaj kev sib koom ua lag luam uas tau nce txhua xyoo.
Peb muaj cov npe tam sim no ntawm North American tsiaj kev lag luam cov tuam txhab pov hwm tsiaj nrov tshaj plaws raws li cov ntaub ntawv tsis ntev los no.
| Company Name | Kev kwv yees ua lag luam feem pua |
| Trupanion | 30% |
| Nationwide Mutual Insurance Company | 19% |
| Embrace Pet Insurance Agency, LLC | 9% |
| Petplan/Fetch by The Dodo | 8% |
| Pets Best Insurance | 2.4% |
| Hartville Group Inc. | 1.4% |
| MetLife Pet Insurance | 1.4% |
| Petsecure | 1.3% |
| He althy Paws Pet Insurance | 0.73% |
| Pumpkin Pet Insurance | 0.48% |
(Sources: IBISWorld, macrotrends, Value Market Research, zoominfo; kwv yees raws li 2021 cov nyiaj tau los)
The 10 Biggest Pet Insurance Companies by Market Share
1. Trupanion
| Market Share | 30% |
| Headquarters | Seattle, Washington |
| Date Founded | Lub Ib Hlis 1, 1999 |
Trupanion muaj qhov feem pua ntawm kev lag luam tseem ceeb tshaj plaws tam sim no thiab muaj kwv yees cov nyiaj tau los ntawm $ 699 lab hauv xyoo 2021. Lub tuam txhab no ua tau zoo tshaj plaws hauv kev npaj kev tuav pov hwm tus tsiaj muaj xwm txheej thiab mob. Thaum nws cov nqi them siab dua li qhov nruab nrab hauv lub tebchaws, cov phiaj xwm txaus nyiam vim lawv txhua tus muaj 90% cov nyiaj them rov qab thiab tsis muaj kev txwv txhua xyoo.
Trupanion kuj muaj cov neeg caij tsheb tshwj xeeb uas koj tuaj yeem ntxiv rau nws txoj kev npaj muaj xwm txheej thiab mob. Yog li, nws yog ib lub tuam txhab txaus nyiam rau ntau tus tswv tsiaj tab tom nrhiav rau kev xaiv kev kho kom haum xeeb.
2. Nationwide Mutual Insurance Company
| Market Share | 19% |
| Headquarters | Columbus, Ohio |
| Date Founded | Kaum Ob Hlis 17, 1925 |
Nationwide yog lub tuam txhab tuav pov hwm loj uas tseem tau tsim nws txoj kev tuav pov hwm tsiaj. Ib qho ntawm cov ntsiab lus uas ua rau Tuam Tshoj sawv tawm ntawm nws qhov kev sib tw yog tias nws yog ib qho ntawm ob peb tus kws kho mob nrog kev tuav pov hwm rau cov noog thiab kab txawv tsiaj.
Tebchaws kuj tseem muaj ntau theem ntawm kev tuav pov hwm kev pab them nqi kho mob kom koj tuaj yeem xaiv los ntawm cov phiaj xwm xwm txheej nkaus xwb, phiaj xwm xwm txheej thiab kev mob nkeeg, thiab cov phiaj xwm saib xyuas kev noj qab haus huv. Txij li Thoob Ntiaj Teb twb muaj qhov tseem ceeb nyob hauv lub ntiaj teb kev pov hwm, peb yuav tsis xav tsis thoob thaum pom nws cov khoom lag luam nce ntxiv rau ob peb xyoos tom ntej no.
3. Embrace Pet Insurance Agency, LLC
| Market Share | 9% |
| Headquarters | Cleveland, Ohio |
| Date Founded | May 2003 |
Embrace yog ib lub tuam txhab tuav pov hwm tus tsiaj laus tshaj plaws hauv North America thiab tau txais txiaj ntsig zoo raws li kev tuav pov hwm rau miv thiab dev. Xyoo 2022, nws tau raug hu ua Forbes '1 Pet Insurance.
Lub tuam txhab no muaj ib qho kev sib tsoo thiab kev mob nkeeg uas koj tuaj yeem ntxiv rau kev saib xyuas kev noj qab haus huv. Nrog rau kev sib tsoo thiab kev tiv thaiv kev mob nkeeg, Embrace muaj qhov kev pab cuam Wellness Rewards, uas pab them nyiaj rau kev mus ntsib kws kho tsiaj niaj hnub, txhaj tshuaj tiv thaiv, thiab lwm yam kev saib xyuas niaj hnub. Tsis tas li ntawd, Embrace tsis tu ncua pub nyiaj pub dawb rau cov koom haum pabcuam thiab cov koom haum tsis muaj txiaj ntsig.
4. Petplan/Fetch by The Dodo
| Market Share | 8% |
| Headquarters | Newtown Square, Pennsylvania |
| Date Founded | September 11, 2003 |
Tam sim no hu ua Fetch los ntawm Dodo, Petplan tau muab kev pov hwm tsiaj rau ntau tshaj 15 xyoo. Dodo tau txais nws xyoo 2020 thiab tam sim no muab kev npaj xwm txheej thiab mob rau dev thiab miv.
Cov tswv tsiaj xav tau tus nqi qis dua yuav tau txais txiaj ntsig los ntawm kev txo qis rau cov nqi them txhua xyoo uas tsis ua tiav. Cov kev txo qis no tuaj yeem siab txog 30% ntawm tag nrho cov nqi them.
5. Pets Best Insurance
| Market Share | 2.4% |
| Headquarters | Boise, Idaho |
| Date Founded | 2005 |
Cov Tsiaj Zoo Tshaj Plaws tau pib los ntawm kws kho tsiaj muaj kev txhawj xeeb txog kev loj hlob ntawm cov tsiaj euthanized cuam tshuam los ntawm cov nqi kho mob. Lub tuam txhab no muaj kev sib tsoo nkaus xwb thiab kev sib tsoo thiab kev mob nkeeg. Nws kuj tseem muaj kev xaiv kev saib xyuas txhua hnub ntawm tus nqi luv nqi.
Cov Tsiaj Zoo Tshaj Plaws muaj ntau qhov kev hloov kho uas tuaj yeem pab kho tus nqi hwm, xws li hloov pauv tus nqi txiav tawm, txwv txhua xyoo, thiab cov nqi them rov qab. Nws kuj tseem muaj sijhawm tos luv dua, yog li koj tuaj yeem tsim nyog tau txais cov nyiaj rov qab sai dua.
6. Hartville Pet Insurance
| Market Share | 1.4% |
| Headquarters | Morristown, New Jersey |
| Date Founded | 2006 |
Hartville Pet Insurance yog ib hom npe raws li Crum & Forster Pet Insurance Group. Nws muaj cov txheej txheem kev sib tsoo thiab kev mob nkeeg, thiab koj tuaj yeem ntxiv kev tiv thaiv kev kho mob rau hauv lub hauv paus phiaj xwm. Koj kuj tseem muaj kev xaiv txwv tsis pub muaj kev txwv txhua xyoo.
Hartville tseem muaj txoj kev npaj xwm txheej nkaus xwb, thiab cov nqi pheej yig dua. Yog li, nws yog qhov kev xaiv zoo yog tias koj muaj cov tsiaj me thiab noj qab haus huv uas tsis tas yuav mus ntsib kws kho tsiaj ntau.
7. MetLife Pet Insurance
| Market Share | 1.4% |
| Headquarters | Seattle, Washington |
| Date Founded | Lub Ib Hlis 1, 1999 |
Yav tas los hu ua Petfirst He althcare, MetLife Pet Insurance tau txais lub tuam txhab no thaum Lub Kaum Ob Hlis 2019. Raws li kev lag luam tshiab rau MetLife, muaj ntau chav rau kev loj hlob. MetLife tam sim no muaj kev pov hwm miv thiab dev rau cov tsiaj ntawm txhua lub hnub nyoog. Lub tuam txhab no muaj cov phiaj xwm hloov pauv kom lawv ua tau raws li koj tus tsiaj xav tau ntawm txhua theem ntawm lub neej.
Lwm qhov txaus siab ntawm MetLife cov phiaj xwm kev tuav pov hwm tsiaj yog tias lawv tau muab nrog tsev neeg cov phiaj xwm, yog li txhua tus tsiaj tuaj yeem nyob hauv ib txoj cai.
8. Petsecure
| Market Share | 1.3% |
| Headquarters | Winnipeg, Manitoba |
| Date Founded | Lub Ib Hlis 1, 1999 |
Petsecure yog lub tuam txhab pov hwm tsiaj hauv tebchaws Canada, thiab nws yog thawj zaug thiab tsuas yog muaj ntawv pov hwm lub tuam txhab hauv Canada tsuas yog muag kev pov hwm tsiaj xwb. Tag nrho Petsecure cov theem ntawm kev pab them nqi kho mob muaj 80% cov nqi them rov qab, thiab tseem muaj kev xaiv kom tsis muaj kev txwv txhua xyoo.
Petsecure kuj txhawb kev ua haujlwm pub dawb thiab muaj kev koom tes nrog cov koom haum saws me nyuam. Cov tsiaj yug tsiaj kuj tuaj yeem tso npe rau hauv Petsecure's Breedsecure program los muab 6 lub lis piam ntawm kev pov hwm tsiaj pub dawb rau cov tswv tshiab miv thiab dev.
9. He althy Paws Pet Insurance
| Market Share | 0.73% |
| Headquarters | Bellevue, Washington |
| Date Founded | January 1, 2009 |
He althy Paws tsom mus rau muab kev pov hwm kev raug mob thiab kev mob nkeeg rau miv thiab dev. Nws yog ib lub tuam txhab me me tab sis muab kev pabcuam zoo rau cov neeg siv khoom thiab muaj cov txheej txheem yooj yim rau cov tswv tsiaj kom tau txais cov nyiaj rov qab. Ntau dua li ua raws li cov qauv kev thov ib txwm ua uas ntau lub tuam txhab pov hwm tsiaj muaj, He althy Paws muaj ib qho app uas tau txais thiab ua cov nqi kho mob.
Noj qab nyob zoo Paws kuj tsis muaj kev txwv kev pab cuam thiab tuaj yeem them rau lwm txoj kev kho mob, xws li kev kho mob acupuncture thiab chiropractic.
10. Pumpkin Pet Insurance Company
| Market Share | 0.48% |
| Headquarters | New York City, New York |
| Date Founded | 2019 |
Pumpkin Pet Insurance Company yog lub tuam txhab pov hwm tsiaj loj hlob nrog lub koob npe zoo ntawm cov neeg siv khoom. Raws li lub tuam txhab me me thiab cov tub ntxhais hluas, muaj ntau chav rau kev loj hlob. Peb yuav tsis xav tsis thoob thaum pom nws txoj kev lag luam nce ntau xyoo tom ntej.
Pumpkin muaj ib qho kev sib tsoo thiab kev mob nkeeg uas muab kev sib tw rau miv thiab dev. Nws tseem suav nrog kev kuaj xyuas kws kho tsiaj xav. Lwm qhov zoo tshaj plaws ntawm Pumpkin cov phiaj xwm kev tuav pov hwm yog tias nws tsis muaj sijhawm tos rau kev raug mob hauv caug thiab lub duav dysplasia.
Pet Insurance Trends in North America
Cov kws tshaj lij hauv thaj chaw zoo siab heev txog kev loj hlob hauv kev lag luam pov hwm tsiaj vim muaj ntau yam ua rau nws nthuav dav. Ua ntej, cov nqi kho tsiaj tau nce ntxiv, thiab ntau tus tswv tsiaj tau ntsib teeb meem nrog kev them nyiaj tawm ntawm hnab ris.
Tus naj npawb ntawm cov tsev neeg nrog cov tsiaj kuj tseem nce ntxiv, thiab cov tswv tsiaj pib saib thiab kho tsiaj raws li cov neeg hauv tsev neeg. Qhov no ua rau lawv txaus siab los tsim cov peev nyiaj rau kev kho tsiaj.
Hnub kawg, txij li thaum muaj cov tsiaj pov hwm tsawg, muaj ntau lub sijhawm rau cov tuam txhab pov hwm tsiaj kom loj hlob cov neeg siv khoom muaj zog. Ntau cov ntaub ntawv tswv cuab tsiaj yuav nthuav qhia yuav ua li cas los tsim cov khoom pov hwm tsiaj kom nyiam cov neeg siv khoom ntau dua.
Conclusion
Nrog rau kev lag luam tu tsiaj loj hlob tuaj, kwv yees kev loj hlob hauv kev pov hwm tus tsiaj yog kwv yees yuav nthuav tawm. Tam sim no muaj txog 20 lub tuam txhab pov hwm tsiaj tseem ceeb hauv North America. Raws li muaj ntau lub sijhawm rau kev loj hlob, kev lag luam yuav tsum tau txais kev txaus siab ntau dua thiab nyiam cov tub ua lag luam ntau dua. Hom kev pabcuam pov hwm tsiaj kuj tseem tuaj yeem ua rau kev tsim kho tshiab, yog li cov tuam txhab pov hwm tsiaj tam sim no yuav zoo li txawv kiag li yav tom ntej.
