Kev pov hwm tsiaj yog ib yam uas txhua tus tswv tsev yuav tsum xav txog yam tsawg kawg. Cov cai tuav pov hwm tus tsiaj tau nce zuj zus vim tias lawv tuaj yeem pab cov niam txiv tsiaj tiv thaiv cov nuj nqis hnyav ntsig txog kev saib xyuas tsiaj.
Vim tias kev ua lag luam tau loj hlob nyob rau xyoo tas los no thiab xav tias yuav loj hlob tuaj, koj tuaj yeem pom ntau thiab ntau lub tuam txhab thiab cov kev xaiv npaj tau tshwm sim. Nws tuaj yeem nyuaj me ntsis sim txo qis qhov tsim nyog rau koj thiab koj tus tsiaj - tab sis qhov ntawd yog qhov peb tuaj.
Yog tias koj nyob hauv Oklahoma thiab koj npaj txhij mus poob rau hauv lub ntiaj teb kev pov hwm tsiaj, peb tau txais koj them. Nov yog saib ntawm 10 qhov kev tuav pov hwm tus tsiaj sab saum toj muaj nyob hauv Oklahoma kom koj tuaj yeem yooj yim me ntsis thaum qhov kev npaj txhij txog tshwm sim.
10 Qhov Zoo Tshaj Plaws Kev Pov Hwm Tus Tsiaj Hauv Oklahoma
1. Lemonade - Qhov zoo tshaj plaws tag nrho
Lemonade tsiaj tuav pov hwm yog lub tuam txhab pov hwm tus tsiaj zoo tshaj plaws uas tau tsim tawm xyoo 2015. Ntxiv nrog rau kev tuav pov hwm tsiaj, lawv kuj muaj lwm cov cai xws li kev tuav pov hwm tus tswv tsev thiab tus neeg xauj tsev. Lub tuam txhab no aims muab kev pab zoo ntawm tus nqi tsim nyog, uas yog vim li cas lawv thiaj li nrov.
Lemonade muab kev pab them nqi kho mob thiab kev mob nkeeg thaum tseem muab kev pab them nqi kho mob ntxiv rau tus nqi ntxiv. Lawv cov nqi yog cov kev sib tw tshaj plaws hauv kev ua lag luam thiab lawv muaj ntau qhov kev hloov pauv hauv lawv cov phiaj xwm.
Kev txiav tawm tuaj yeem teem caij ntawm $ 100, $ 250, lossis $ 500 thiab cov nyiaj rov qab feem pua ntawm 70 txog 90%. Thaum tso npe kawm, muaj 2-hnub tos lub sijhawm rau kev sib tsoo lossis kev raug mob thiab 14-hnub tos sijhawm rau kev mob. Muaj rau lub hlis tos ua ntej muaj teeb meem orthopedic yuav tsim nyog tau txais kev pab.
Muaj ntau yam luv nqi muaj, thiab tus nqi them nqi tsawg dua yog tias koj xaiv them koj cov phiaj xwm tag nrho. Lemonade pub ib feem ntawm lawv cov nyiaj tau los rau cov koom haum nonprofit. Lawv kuj muaj ib lub sijhawm thov ceev tshaj plaws thiab lawv cov app tso cai rau kev tso nyiaj ncaj qha thiab tsis sib haum rau kev them nyiaj rov qab.
Qhov downside rau Lemonade yog tias lawv tsis muaj nyob rau hauv tag nrho 50 lub xeev. Oklahoma tau them, tab sis cov xeev hauv qab no tsis yog: Alaska, Delaware, Florida, Hawaii, Idaho, Kansas, Kentucky, Louisiana, Maine, Minnesota, South Dakota, Vermont, West Virginia, thiab Wyoming. Qhov ntawd txhais tau tias yog tias koj tsiv tawm ntawm Oklahoma, koj tus tsiaj yuav tsis raug them ntxiv lawm nyob ntawm seb koj tsiv mus rau qhov twg. Tej zaum lawv yuav tsis muaj qhov dav dav tshaj plaws, tab sis lawv tuaj yeem muab qhov koj xav tau ntawm tus nqi tsim nyog, uas yog vim li cas lawv thiaj li tau txais peb qhov kev xaiv zoo tshaj plaws.
Pros
- Cov kev pab zoo ntawm tus nqi pheej yig
- Flexibility nrog kev pab
- Quick claims process and turnaround time
- Kev noj qab haus huv add-on available
- Short wait for accidents
- Ntau txoj cai thiab them-hauv-tag nrho cov luv nqi
- Donates ib co nyiaj tau los rau cov koom haum nonprofit
Cons
- Tsis muaj nyob rau hauv tag nrho 50 lub xeev
- Tsis muaj kev pab ntau yam
2. Noj qab nyob zoo Paws - Tus nqi zoo tshaj
He althy Paws yog lub tuam txhab zoo los txiav txim siab yog tias koj tab tom nrhiav kom tau txais txiaj ntsig zoo tshaj plaws rau koj cov nyiaj. Lub tuam txhab no yog nyob rau hauv lub xeev ntawm Washington thiab yog underwritten los ntawm Chubb Group, uas yog heev rated ntawm cov neeg siv khoom.
He althy Paws yog ib qho kev sib tw sab saum toj hauv kev lag luam pov hwm tsiaj rau muab cov nyiaj rov qab siab feem pua, kev pabcuam zoo rau cov neeg siv khoom, thiab tus nqi pheej yig heev. Lawv qhov kev pab cuam tsis muaj qhov hloov pauv ntawm qee tus neeg sib tw tab sis tsis muaj kev txwv txhua xyoo.
Lawv muab kev pab them nqi kho mob uas yuav saib xyuas cov xwm txheej thiab kev mob nkeeg uas tau them yam tsis muaj kev txwv rau kev yug me nyuam thiab keeb kwm. Cov teeb meem orthopedic xws li lub duav dysplasia yuav raug them tsuav yog tias lawv tsis muaj qhov tshwm sim ua ntej.
Nrog rau Txoj Kev Pabcuam Noj Qab Haus Huv Paws, kuaj kev kuaj mob, phais, kev nkag mus rau hauv tsev kho mob, tshuaj noj, thiab lwm yam tshuaj muaj nyob rau hauv qhov kev pab cuam, uas tsis tshua muaj rau feem ntau cov phiaj xwm. Kev them nyiaj rov qab feem pua ntawm 70 txog 90 feem pua thiab cov kev xaiv txiav tawm suav nrog $ 100, $ 250, thiab $ 500 kev xaiv.
He althy Paws kev tsim nyog rau npe kawm pib thaum muaj hnub nyoog 8 lub lis piam, tab sis tsis zoo li lwm lub tuam txhab, muaj hnub nyoog txwv ntawm 13.99 xya. Muaj 15-hnub tos lub sijhawm rau kev sib tsoo thiab mob thiab 12-lub hlis tos rau cov teeb meem orthopedic xws li hip dysplasia. Txhua tus dev uas muaj hnub nyoog 6 xyoos lossis tshaj saud thaum lub sijhawm tso npe kawm tsis tsim nyog rau hom kev pab no, txawm li cas los xij.
Muaj qee qhov xwm txheej uas He althy Paws tuaj yeem them tus kws kho tsiaj ncaj qha tab sis, feem ntau, cov lus thov raug ua tiav hauv ob hnub. Qhov downside? Tsis muaj kev noj qab haus huv add-ons muaj nrog lub tuam txhab no.
Pros
- Affordable
- Tsis muaj lub kaus mom lossis txwv txhua xyoo
- Cov neeg siv khoom zoo heev
- Quick turnaround time for claims
- Tau muab kev them nyiaj ncaj qha rau tus kws kho tsiaj
Cons
- No add-ons available
- Tsis yoog raws li cov neeg sib tw
3. Sib pab
Embrace Pet Insurance Agency tau nyob ib puag ncig txij li xyoo 2003 thiab yog nyob ntawm Cleveland, Ohio. Lawv tau sau los ntawm American Modern Home Insurance Company thiab muaj nyob rau hauv tag nrho 50 lub xeev. Embrace tau txais kev tshuaj xyuas zoo kawg ntawm cov neeg siv khoom, uas yog vim li cas lawv zaum hauv 3 sab saum toj ntawm peb cov npe.
Lub tuam txhab no muaj kev sib tsoo thiab kev mob nkeeg tab sis kuj muaj qee qhov kev pab them nqi ntxiv uas cov neeg sib tw feem ntau tsis muaj. Qhov no suav nrog kev them nyiaj rau kev coj tus cwj pwm, lwm txoj kev kho mob, thiab txawm tias prosthetics.
Embrace muab ib qho kev npaj khomob ntxiv thiab kev pab them nqi kho mob ntawm tus nqi ntxiv. Cov zaub mov noj, tshuaj, thiab cov xwm txheej ua ntej tsis nyob hauv qhov kev pab cuam.
Qhov feem pua ntawm cov nyiaj them rov qab txhua xyoo tuaj yeem hloov kho, nrog rau cov nyiaj them txhua xyoo muaj tsawg kawg yog $ 5, 000 thiab qhov siab tshaj plaws ntawm $ 15, 000. Qhov feem pua ntawm cov nyiaj rov qab yog li ntawm 65 txog 90% thiab cov nyiaj txiav tawm tau yooj yim heev, nrog $ 100, $200, $300, $500, thiab $1,000 txhua txoj kev xaiv.
Embrace muab cov nyiaj cheb rau cov tub rog, them tag nrho cov cai, spay lossis neuter cov kev pab cuam, thiab ntau tus tsiaj luv nqi, yog li qhov no yog ib yam uas yuav tsum tau xav txog thaum tau txais koj cov lus tsocai. Tsis tsuas yog lawv nyiam cov neeg siv khoom xwb, tab sis lawv muaj kev hloov pauv tau zoo, cov phiaj xwm kho tau, ntau qhov kev xaiv luv nqi, thiab xaiv cov add-ons.
Pros
- Customizable
- Zoo coverage
- Choice of add-ons
- Muaj cov luv nqi muaj
- Nkauj koob tsheej thiab tshuaj xyuas
Cons
Tsis suav cov xwm txheej uas twb muaj lawm
4. Trupanion
Trupanion tau tsim muaj xyoo 2000 thiab ua haujlwm txawv me ntsis thaum piv rau cov neeg sib tw hauv kev ua lag luam. Lub tuam txhab Seattle-based no muaj ib qho xwm txheej txiav tawm. Yog li, thaum koj ntsib koj qhov kev txiav tawm, koj tus tsiaj kho mob rau tus mob ntawd tau ntsib rau lub neej.
Trupanion tsuas muaj ib txoj kev npaj xwb, ib qho kev txwv tsis pub muaj txiaj ntsig, thiab ib qho nyiaj rov qab feem pua ntawm 90%. Lawv yeej tsis muaj qhov yooj yim pom nrog lwm lub tuam txhab, yog li yog tias kev hloov pauv yog qhov tsim nyog rau koj, lawv yuav tsis yog qhov kev xaiv zoo tshaj plaws.
Thaum lawv tsis muaj kev hloov pauv, lawv tsim kev pab them nqi kho mob. Kev tiv thaiv kev saib xyuas, se, nqi kuaj, thiab cov kev mob uas twb muaj lawm tsis poob rau hauv lawv txoj cai tab sis lwm yam muaj feem xyuam nrog kev raug xwm txheej, kev mob nkeeg, tshuaj kho mob, kev kuaj mob, kev xeeb tub lossis keeb kwm yav dhau los, kev kho hniav, kab mob hniav, thiab lwm yam yuav raug them nrog Trupanion.
Nov yog ib qho ntawm cov tuam txhab pov hwm tsiaj nkaus xwb uas yuav them tus kws kho tsiaj ncaj qha kom txuag koj lub sijhawm thiab tsis muaj teeb meem thaum tiv thaiv koj kom tsis txhob ua tus nqi them ua ntej. Tus nqi tag nrho ntawm Trupanion yog ntau dua nyob rau sab kim. Kev tso npe tuaj yeem pib sai li sai tau thaum yug thiab lub hnub nyoog siab tshaj plaws yog 13.9 xyoo. Tsuas muaj 5-hnub tos rau kev sib tsoo tab sis lub sijhawm tos ntev tshaj li ib txwm muaj mob, uas yog 30 hnub.
Pros
- Per-incident lifetime deductible
- Comprehensive coverage
- High reimbursement feem pua
- Yuav them tus kws kho tsiaj ncaj qha
Cons
- Kim
- Nyob tos lub sij hawm muaj mob
- Tsis muaj kev hloov pauv
5. ASPCA Pet Insurance
Lub ASPCA yog lub koom haum nto moo tsis muaj txiaj ntsig tawm ntawm Akron, Ohio uas tau tsim muaj xyoo 1997. Lawv tau tsim lawv tus kheej cov phiaj xwm kev tuav pov hwm tus tsiaj hauv xyoo 2006 nrog cov kev xaiv kho tau uas suav nrog kev raug xwm txheej, mob, kev mob caj ces, teeb meem kev coj cwj pwm, thiab txawm mob hniav.
Lawv muaj ib txoj kev pab them nqi kho mob kom tiav thiab ib qho kev pab cuam nkaus xwb uas muaj kev tiv thaiv ntxiv ntxiv. Muaj 30-hnub lav nyiaj rov qab yog tias cov neeg siv khoom hloov siab lossis xav tias tsis txaus siab rau lawv cov kev pabcuam.
ASPCA kev pab them nqi yuav suav nrog kev kuaj mob, kev kho mob, thiab cov nqi kuaj mob ntsig txog cov mob. Lwm yam tshuaj xws li acupuncture thiab stem cell therapy yog suav nrog hauv Daim Ntawv Pov Thawj Ua tiav. Tsis muaj kev txwv cais rau kev tsim nyog tau txais txiaj ntsig los yog cov kab mob congenital, xws li.
Cov phiaj xwm Kev Pab Them Tag Nrho tsis muaj kev txwv rau cov xwm txheej thiab tso cai rau cov neeg siv khoom yooj yim xaiv lub kaus mom txhua xyoo txij li $ 5,000 mus rau qhov tsis txwv. Kev them nyiaj rov qab feem pua ntawm kev xaiv ntawm 70 txog 90%. Cov kev xaiv txiav tawm yog hloov pauv ntawm $ 100, $ 250, lossis $ 500.
ASPCA muaj 14-hnub tos rau kev sib tsoo thiab mob thiab kev tso npe pib ntawm 8 lub lis piam tsis muaj hnub nyoog txwv rau kev sau npe. Kev thov tuaj yeem xa hauv online, ntawm app, email, xa ntawv ib txwm, lossis fax.
Kev them nyiaj rov qab yog muaj los ntawm kev tso nyiaj ncaj qha kom txo tau lub sijhawm hloov pauv. Cov neeg siv khoom tau yws tias nws nyuaj rau kev mus cuag lub tuam txhab hauv xov tooj rau kev nug txog kev pabcuam cov neeg siv khoom.
Pros
- Kev them nqi kuaj mob rau kev tsim nyog raug xwm txheej thiab mob
- Muab 30-hnub nyiaj rov qab lav
- Kev pab them nqi rau kev coj cwj pwm thiab kab mob hniav
- Tsis muaj kev txwv cais rau kev tsim nyog tau txais kev tsim nyog los yog kev yug me nyuam
Cons
- Kev xaiv qis tshaj txhua xyoo txwv
- Nyob tos sij hawm rau cov neeg siv kev pab txhawb nqa
6. Progressive Pet Insurance
Progressive yog ib lub tuam txhab tuav pov hwm nrov tshaj plaws hauv Tebchaws Meskas, muab ntau txoj cai ntawm kev tuav pov hwm. Lawv tau koom tes nrog Cov Tsiaj Zoo Tshaj Plaws los muab cov phiaj xwm kev tuav pov hwm tsiaj dav dav nrog cov kev xaiv kev pov hwm uas sawv tawm ntawm cov neeg sib tw.
Progressive suav nrog kev pab them nqi kho hniav, kev kho tus cwj pwm, thiab kev pab them rau cov tsiaj ua haujlwm, uas tsis tshua muaj tshwm sim hauv kev lag luam. Cov neeg siv khoom tuaj yeem xaiv ntawm qhov kev sib tsoo nkaus xwb lossis Txoj Kev Pabcuam Zoo Tshaj Plaws. Rau qhov kev pab them nqi tshaj plaws, koj tuaj yeem ntxiv pob Essential Wellness rau tus nqi ntxiv.
Txoj kev txwv ib xyoos li ntawm $5,000 mus txog qhov txwv tsis pub dhau thiab qhov kev txiav tawm txhua xyoo yog hloov tau, txij li $50 txog $1,000. Cov nyiaj them rov qab feem pua yog customizable nrog kev xaiv los ntawm 70, 80, thiab 90%. Progressive tsis muaj kev txwv ntau npaum li cas lub tuam txhab yuav them rau ib qho xwm txheej lossis dhau lub neej ntawm koj tus tsiaj.
Kev Sau npe pib thaum muaj hnub nyoog 7 lub lis piam uas tsis muaj hnub nyoog txwv. Thaum tso npe kawm, muaj 14-hnub tos rau kev mob nkeeg tab sis tsuas yog 3-hnub tos sijhawm rau kev sib tsoo. Cov txheej txheem thov feem ntau yog ceev thiab seamless, siv tsuas yog ib lub lim tiam lossis tsawg dua rau lub sijhawm hloov pauv. Progressive yog qhov kev xaiv pheej yig rau ntau tus tswv tsiaj, thiab lawv kuj muab qee yam luv nqi.
Pros
- Affordable
- Cov kev xaiv yooj yim dua
- Easy claims processing
- Tsis muaj hnub nyoog txwv rau cuv npe
- Short wait for accidents
- Cov nyiaj txo muaj
Cons
Kev xaiv tsawg dua rau kev txwv txhua xyoo
7. Hartville Pet Insurance
Hartville Pet Insurance yog ib feem ntawm Crum & Forster Insurance Group, uas tau nyob ib puag ncig txij li xyoo 1997. Hartville muab ib txoj cai kev huam yuaj thiab mob, ib txoj cai xwm txheej nkaus xwb, thiab ob qho kev xaiv kev tiv thaiv kev kho mob ntawm tus nqi ntxiv.
Hartville ua haujlwm rau tag nrho 50 lub xeev thiab yog ib qho ntawm ob peb lub tuam txhab pov hwm tsiaj uas tuaj yeem them koj tus kws kho tsiaj ncaj qha. Lawv muaj qee qhov yooj yim nrog kev pab them nqi, suav nrog kev txwv txhua xyoo txij li $ 5, 000 mus rau qhov txwv tsis pub, kev them rov qab feem pua ntawm 70 txog 90%, thiab kev txiav tawm ntawm $ 100, $ 250, lossis $ 500.
Cov pob ntawv kho mob muaj nyob rau hauv qhov yooj yim thiab tseem ceeb. Cov pob ntawv yooj yim suav nrog cov kev pabcuam xws li kev ntxuav hniav, tshuaj tiv thaiv, thiab kev sim kuaj. Lub hom phiaj tseem ceeb, uas yog kim dua, muaj kev dav dav ntawm kev tiv thaiv kev saib xyuas thiab tseem yuav npog spay thiab tsis muaj kev phais.
Lawv txoj kev npaj them tag nrho yog qhov dav tshaj plaws, uas suav nrog kev raug xwm txheej thiab kev mob nkeeg, kev mob caj ces, teeb meem kev coj tus cwj pwm, thiab kev pabcuam xws li kev kho mob qog noj ntshav thiab lwm yam kev kho mob. Cov phiaj xwm xwm txheej nkaus xwb suav nrog ntau yam kev kho mob thiab kev pabcuam ib yam nkaus, suav nrog kev thaij duab, khoom siv kho mob, kev sib tham txog kev tswj tshuaj lom, cov nuj nqis kawg ntawm lub neej, thiab ntau dua.
Kev Sau npe pib thaum muaj hnub nyoog 8 lub lis piam uas tsis muaj hnub nyoog siab tshaj plaws. Cov ntawv thov raug xa los ntawm lub tuam txhab online portal, fax, lossis xa ntawv tsis tu ncua. Kev thov kev thov rau Hartville yog ib qho kev tsis txaus siab loj tshaj plaws, vim tias lawv muaj lub sijhawm hloov pauv ntev dua ntawm 14 txog 16 hnub.
Hartville muab 10 feem pua qis rau txhua tus tsiaj ntawv pov hwm tom qab tus tsiaj kim tshaj plaws, uas yog qhov kev xaiv zoo rau ntau lub tsev tsiaj. Lawv kuj tau txais kev tshuaj xyuas zoo thaum nws los txog rau cov neeg siv khoom.
Pros
- Cov neeg siv khoom zoo
- Kev xaiv ntawm kev ua tiav lossis kev sib tsoo nkaus xwb
- Txaus muaj rau ntau tus tsiaj
- Tsis muaj hnub nyoog siab tshaj plaws
Cons
- Lengthy claims processing
- Kev xaiv tsis muaj nyiaj txiag txoj cai
8. Pumpkin Pet Insurance
Pumpkin Pet Insurance yog lub tuam txhab New York-based uas tau tsim nyob rau xyoo 2019. Lawv muab kev pabcuam hauv txhua 50 lub xeev thiab paub zoo tshaj plaws rau lawv qhov dav ntawm kev pabcuam uas suav nrog kev kho hniav, kev kho hniav thiab lwm yam kev kho mob, thiab txawm tias qee qhov kev noj qab haus huv ntxiv thiab kev tiv thaiv kev saib xyuas ntxiv.
Pumpkin siv cov neeg thib peb rau cov neeg siv khoom thiab cov lus thov uas tsis muaj nyob rau hnub so. Qhov tsawg kawg nkaus rau npe kawm hnub nyoog yog 8 lub lis piam ntawm hnub nyoog thiab tsis muaj hnub nyoog siab tshaj plaws. Lawv muaj 14-hnub tos rau kev thov ua ntaub ntawv thov tom qab tso npe, uas suav nrog xwm txheej.
Tsis zoo li cov neeg sib tw feem ntau, lub sijhawm 14-hnub kuj suav nrog kev raug mob ligament cruciate thiab hip dysplasia.
Pumpkin muaj 90 feem pua cov nyiaj them rov qab rau txhua qhov kev npaj. Cov kev txwv txhua xyoo muaj txij li $ 10, 000, $ 20, 000, lossis txwv tsis pub rau dev thiab $ 7, 000 rau cov miv tsis txwv. Cov kev xaiv txiav tawm yog $ 100, $ 250, thiab $ 500. Pumpkin yog kim dua li ntau tus neeg sib tw, tab sis qhov ntawd yog qhov kev qhia dav dav thiab cov nqi them rov qab siab.
Pros
- Cov kev xaiv rau kev kho hniav
- Kev pab them nqi kho mob thiab lwm yam kev kho mob
- Kev noj qab haus huv thiab kev tiv thaiv kev kho mob ntxiv rau
- High reimbursement feem pua
- Qee qhov hloov tau nrog kev txiav tawm thiab txwv txhua xyoo
Cons
- Tus nqi siab dua
- Third-party claims and customer service
- Tsis muaj kev pabcuam rau cov neeg siv khoom hnub so
9. Figo
Figo tsiaj tuav pov hwm tau tsim nyob rau hauv 2013 thiab yog nyob ntawm Chicago. Lawv tsom ntsoov rau kev siv thev naus laus zis niaj hnub hauv lawv cov qauv kev lag luam thiab nthuav dav huab-raws li platform rau txhua cov ntaub ntawv kho mob thiab lwm yam ntaub ntawv ntsig txog koj tus tsiaj noj qab haus huv.
Lawv muab ib qho kev sib tsoo thiab kev mob nkeeg nrog peb qhov txwv txhua xyoo los xaiv: $ 5, 000, $ 10, 000, lossis tsis txwv. Lawv kuj muaj kev xaiv rau ib txoj kev npaj noj qab haus huv add-on uas muaj kev pab them nqi rau tej yam xws li txhaj tshuaj tiv thaiv, spaying lossis neutering, kuaj kuaj, thiab tiv thaiv kab mob plawv.
Ntxiv rau txoj kev npaj khomob, pob khoom kho mob ntxiv yuav npog ntau qhov xwm txheej, suav nrog tab sis tsis txwv rau cov nqi faus thiab faus, nqi caij tsheb, thiab kev tshaj tawm rau cov tsiaj ploj.
Figo cov nyiaj rov qab feem pua ntawm 70 txog 100%. Cov kev xaiv txiav tawm yog hloov pauv tau, nrog rau kev xaiv txij li $ 100 txog $ 1, 500. Kev tso npe tuaj yeem pib thaum muaj hnub nyoog 8 lub lis piam thiab tsis muaj hnub nyoog siab tshaj plaws lossis txwv kev yug menyuam. Lub sijhawm tos yog ib hnub rau kev sib tsoo lossis raug mob thiab tsuas yog 14 hnub rau kev mob.
Figo's mobile app yog qhov yooj yim rau kev thov ua tiav thiab tswj koj txoj cai. Lawv muab kev txhawb nqa rau cov neeg siv khoom hauv xov tooj, email, fax, thiab ntawv xov xwm. Txawm hais tias lawv yuav yog qhov kev xaiv kim dua uas tsis muaj kev sib tsoo nkaus xwb, lawv muab kev pab them nqi ntau heev.
Pros
- Txog 100% cov nyiaj them rov qab muaj
- Add-ons muaj nyob rau ntawm tus nqi ntxiv
- Peb hom phiaj sib txawv
- Muaj kev yooj yim nrog kev pab
- Cov neeg siv khoom txhawb nqa muaj los ntawm ntau txoj kev xaiv
Cons
- Tus nqi siab tshaj qhov nruab nrab
- Tsis muaj xwm txheej nkaus xwb
10. Nationwide Pet Insurance
Nationwide yog lub npe tsev neeg nyob rau hauv kev tuav pov hwm game. Nws yog ib lub tuam txhab Fortune 100 uas muaj ntau hom kev tuav pov hwm txoj cai, nrog kev pov hwm tsiaj yog ib qho ntawm lawv. Lub teb chaws yog tib lub tuam txhab uas tsis txwv rau miv thiab dev. Lawv kuj muab kev npaj avian thiab kab txawv rau koj cov tsiaj tsis zoo li qub.
Yog tias koj nyob hauv Oklahoma thiab tab tom nrhiav kev pab cuam rau lwm yam uas tsis yog miv lossis dev, Nationwide tam sim no yog koj txoj kev xaiv nkaus xwb. Lub tuam txhab muab tag nrho Cov Kev Npaj Tsiaj thiab Kev Npaj Kho Mob Loj nrog rau kev xaiv kev noj qab haus huv ntxiv.
Nationwide's Whole Pet nrog rau txoj kev npaj noj qab haus huv ntxiv yog qhov kev pab them nqi kho mob tshaj plaws, suav nrog 90% tus nqi them rov qab, $ 250 txiav tawm, thiab $ 10,000 txhua xyoo txwv rau kev pov hwm.
Cov phiaj xwm Kev Kho Mob Loj yog qhov siv nyiaj ntau dua thiab hloov pauv tau. Txoj kev npaj no yog nyob ntawm koj lub sijhawm tau txais txiaj ntsig tab sis tseem yuav muaj kev txwv ntau ntxiv ntsig txog qee yam xwm txheej thiab cov txheej txheem. Qhov kev pab them nqi ntau dua uas koj xaiv raws li Txoj Kev Kho Mob Loj, tus nqi siab dua.
Nationwide muaj kev tso npe kawm txij li 6 lub lis piam ntawm hnub nyoog tab sis muaj ib lub hnub nyoog qis tshaj rau kev tso npe, uas yog 10 xyoo. Yog tias koj tus tsiaj tau cuv npe ua ntej hnub nyoog 10 xyoo thiab txoj cai tsis ploj mus, lawv yuav raug them rau tag nrho lawv lub neej.
Tebchaws Meskas muaj lub sijhawm tos ntev li 14 hnub, tab sis qhov kev noj qab haus huv ntxiv yuav pib 24 teev tom qab tso npe. Lawv yog ib qho ntawm cov kev pov hwm tsiaj uas kim tshaj plaws nyob rau ntawd, tab sis lawv kuj muab cov luv nqi ntau dua li cov neeg sib tw feem ntau. Ib qho kev tsis txaus siab tseem ceeb ntawm cov neeg siv khoom yog lawv cov kev pabcuam cov neeg siv khoom tsawg dua qhov txaus siab.
Pros
- Kev pab them nqi kho mob
- Kev noj qab haus huv add-on available
- Muaj kev hloov pauv nrog Cov Kev Npaj Kho Mob Loj
- Muab kev pov hwm rau cov noog thiab qee qhov txawv txav
Cons
- Pricey
- Hnub nyoog txwv ntawm 10 xyoo rau kev tso npe
- Less than satisfactory service
Tus Neeg Yuav Qhia: Yuav Ua Li Cas Xaiv Qhov Kev Pov Hwm Tsiaj Zoo Tshaj Plaws hauv Oklahoma
Vim qhov no tsis yog ib qhov loj haum rau txhua yam, peb tau rhuav tshem yam koj yuav tsum xav txog thaum koj hnyav koj cov kev xaiv.
Tsim Koj Cov Kev Xav Tau
Pet insurance policy thiab coverage will not only vary by company, but also as the different plans available in the company. Koj yuav tsum txiav txim siab seb hom kev pab them nqi twg koj tab tom nrhiav kom koj tuaj yeem txo koj cov kev xaiv.
Cov kev pab them nqi sib txawv ntawm kev sib tsoo-tsuas yog rau kev nthuav dav thiab koj yuav xav nyeem cov ntawv luam kom pom tias txhua yam poob rau hauv qhov ntawm txhua txoj kev npaj. Qee lub tuam txhab tseem yuav muab kev saib xyuas kev noj qab haus huv thiab kev tiv thaiv ntxiv ntawm tus nqi ntxiv.
Kev Pabcuam & Lub Npe
Xav txog lub tuam txhab pov hwm tus tsiaj muaj peev xwm lub koob npe nrov ntawm cov neeg siv khoom. Muaj qee qhov tawm nrog kev tshuaj xyuas glowing, thaum lwm tus poob qis kawg. Sim saib cov kev txheeb xyuas cov neeg siv khoom tsis sib haum xeeb thiab tshawb xyuas hauv Lub Chaw Ua Lag Luam Zoo Tshaj Plaws. Koj yuav tau them cov kev pabcuam txawm tias koj xav tau lossis tsis xav tau, yog li koj xav tau lub tuam txhab uas yuav sawv ntawm nws cov neeg siv khoom thaum lub sijhawm los txog.
Price
Koj tus nqi them tag nrho yuav txawv nyob ntawm ntau yam sib txawv. Qhov no suav nrog koj qhov chaw nyob, koj tus tsiaj hom, hom tsiaj, hnub nyoog, kev noj qab haus huv tam sim no, thiab lwm yam. Nws yog ib qho tseem ceeb kom tau txais cov nqe lus los ntawm cov tuam txhab sib txawv thiab ua si nrog cov kev pab them nqi los muab koj lub tswv yim ntawm qhov koj yuav tau txais rau tus nqi.
Nco ntsoov tias qee lub tuam txhab muaj ntau qhov kev xaiv ntawm kev hloov kho thaum nws los txog rau kev txiav tawm, feem pua cov nyiaj rov qab, thiab kev txwv txhua xyoo. Tag nrho cov no ua lub luag haujlwm hauv koj tus nqi txhua hli (lossis txhua xyoo). Koj yuav tsum paub koj cov peev nyiaj ua ntej koj pib yuav khoom thiab nco ntsoov nug lub tuam txhab yog tias muaj kev txo nqi.
Thov them rov qab thiab sij hawm tig rov los
Txhua lub hom phiaj ntawm kev tuav pov hwm tsiaj yog kom txuag tau tus nqi kho tsiaj. Feem ntau cov tuam txhab pov hwm tsiaj yuav tsis them tus kws kho tsiaj ncaj qha, yog li koj raug tso tseg rau ko taw daim nqi, xa koj daim ntawv thov, thiab tom qab ntawd raug them rov qab rau cov nqi them.
Koj tsuas yog yuav tau them rov qab thaum koj qhov kev txiav tawm raug xaiv lawm. Koj qhov kev txwv txhua xyoo tseem yuav ua lub luag haujlwm tseem ceeb thiab yog tias koj yuav dhau mus dhau qhov koj xaiv, tag nrho lwm cov ntawv thov yuav raug tawm ntawm lub hnab.
Saib ntawm txhua lub tuam txhab cov txheej txheem them rov qab, qhov no suav nrog lub sijhawm hloov pauv thiab koj tau txais koj cov nyiaj them li cas. Qee tus muaj kev hloov pauv sai thiab yooj yim thaum lwm tus muaj cov txheej txheem ntev dua ob lub lis piam lossis ntau dua. Yog tias koj xav kom koj tus kws kho tsiaj them ncaj qha, nqaim koj cov kev xaiv mus rau cov tuam txhab uas muab qhov no thiab xyuas nrog koj tus kws kho tsiaj, tsuas yog kom muaj kev nyab xeeb.
FAQ
Kuv Puas Tau Txais Kev Pov Hwm Tsiaj Sab Nraud Teb Chaws Asmeskas?
Ntau lub tuam txhab pov hwm tsiaj yuav tso cai rau qee yam kev pab them nqi txawv teb chaws ntev npaum li tus tsiaj pom los ntawm tus kws kho tsiaj uas muaj ntawv tso cai thiab cov ntaub ntawv thov raug raug. Yog tias koj npaj mus ncig sab nraud Tebchaws Meskas nrog koj tus tsiaj, nws raug nquahu kom hu rau cov tuam txhab ncaj qha mus nug txog lawv cov kev pabcuam sab nraud Tebchaws Meskas ua ntej koj txiav txim siab zaum kawg.
Yuav ua li cas yog tias kuv lub tuam txhab tuav pov hwm tsis tau sau npe hauv koj qhov kev tshuaj xyuas?
Tsis muaj kev tsis txaus ntawm cov tuam txhab pov hwm tsiaj nyob ntawd. Yog tias koj tau tshawb fawb ib lub tuam txhab uas tsis tau ua daim ntawv teev npe no thiab lawv ua tau raws li koj tus nqi thiab kev pab them nqi kho mob, qhov ntawd yog qhov tseem ceeb.
Tus kws kho tsiaj twg muaj kev tshuaj xyuas cov neeg siv khoom zoo tshaj?
Raws li peb cov kev tshawb fawb, txhua lub tuam txhab teev npe muaj kev sib koom ncaj ncees ntawm cov kev tshuaj xyuas zoo, txawm tias qee qhov ua tau zoo dua lwm tus. Peb qhov kev xaiv zoo tshaj plaws 3; Lemonade, He althy Paws, thiab Embrace yog cov tuam txhab uas tau txais kev tshuaj xyuas ntau tshaj plaws ntawm cov tswv tsiaj.
Dab tsi yog qhov zoo tshaj thiab pheej yig tshaj tsiaj pov hwm?
Ob tus nqi pheej yig tshaj txoj cai pov hwm tsiaj yog los ntawm Lemonade thiab He althy Paws. Nco ntsoov tias peb tsis paub koj cov peev nyiaj lossis koj cov ntaub ntawv ntiag tug uas tuaj yeem ua lub luag haujlwm hauv kev them taus. Qhov tseem ceeb ntawm no yog ua kom koj nrhiav tau ib lub tuam txhab thiab txoj cai uas haum rau koj thiab koj tus tsiaj. Tias yog vim li cas peb thiaj li pom zoo kom tau txais ntau nqe lus raws li qhov ua tau raws li koj mus ncig.
Cov neeg siv hais dab tsi
Muaj ntau qhov kev tshuaj xyuas sib xyaw ntawm kev pov hwm tsiaj. Koj muaj cov xwm txheej uas kev mus ntsib kws kho tsiaj tsis tas yuav txaus los ua kom pom tseeb them tus nqi pov hwm txhua hli lossis txhua xyoo. Hauv lwm qhov xwm txheej, cov tswv xav ua tsaug ntau uas lawv tau txais kev pab cuam vim muaj kev sib tsoo lossis kev mob tshwm sim tshwm sim thiab raug nqi kim heev.
Ntau tus tswv tsiaj tsis nyiam ua tus nqi them ua ntej thiab tos cov nyiaj rov qab, uas yog cov tuam txhab uas them ncaj qha rau cov kws kho tsiaj tuaj yeem pab. Txij li cov kev xav tau kev noj qab haus huv tuaj yeem tshwm sim los ntawm qhov twg, koj yeej tsis paub tiag tiag thaum twg koj yuav xav tau koj txoj cai pov hwm, yog vim li cas nws thiaj li muaj kev nyab xeeb zoo.
Tus Muab Kev Pov Hwm Tus Tsiaj twg yog qhov zoo tshaj rau koj?
Thaum kawg, qhov kev txiav txim siab nyob hauv koj txhais tes. Txhua qhov xwm txheej yog qhov tshwj xeeb, uas yog vim li cas nws tseem ceeb heev kom paub qhov koj xav tau kom koj thiaj li nrhiav tau ib txoj kev npaj haum. Npaj koj cov peev nyiaj npaj, paub seb hom kev pab them nqi twg koj nyiam, thiab pib tau txais koj cov nqe lus pub dawb kom koj tuaj yeem ua qhov sib piv kom raug.
Conclusion
Tus nqi kho tsiaj tau nce thiab kim dua, yog vim li cas cov phiaj xwm kev tuav pov hwm tsiaj tau loj hlob tuaj. Yog tias koj yog Oklahoman ntawm kev yos hav zoov rau txoj kev npaj zoo, tsis muaj qhov tsis txaus ntawm cov kev xaiv muaj nyob hauv lub xeev. Tau txais qee cov lus hais los ntawm cov tuam txhab uas sawv cev rau koj, thiab koj yuav ua tau zoo ntawm koj txoj hauv kev los nrhiav txoj hauv kev zoo.
