Ntau thiab ntau tus niam txiv tsiaj tab tom ntes mus rau qhov kev hloov tshiab - kev pov hwm tsiaj. Yog hais tias koj tseem tsis tau dhia ntawm lub bandwagon, tej zaum koj yuav xav tias tag nrho cov hype yog hais txog.
Luckily, muaj ntau ntau txoj kev xaiv nyob rau hauv Ohio rau kev pab them nqi kho mob los them koj tus tsiaj thaum lub sijhawm xav tau. Ntawm no peb yuav mus dhau qhov tseeb tias kev tuav pov hwm tus tsiaj them los ntawm txhua lub tuam txhab, qhov kev txiav tawm lossis tus nqi them txhua hli koj tuaj yeem xav tau, thiab txhua yam ntaub ntawv pov hwm.
10 Qhov Zoo Tshaj Plaws Kev Pov Hwm Tus Tsiaj Hauv Ohio
1. Embrace Pet Insurance - Zoo Tshaj Tag Nrho
| Sample Premium | $12-30 |
| Deductible | Varies |
| Reimbursement Rate | 70-90% |
Peb yuav tsum hais, Embrace Pet Insurance yog peb lub tuam txhab nyiam muab kev pabcuam hauv Ohio. Nrog nws cov kev pabcuam dav dav, tus nqi nruab nrab ntawm txoj kev, thiab cov phiaj xwm kho tau, Embrace yeej coj ntau ntau rau lub rooj, thiab peb xav tias cov tsev neeg feem ntau yuav tau txais txiaj ntsig los ntawm nws.
Cover
Embrace Pet Insurance npog ob tus dev thiab miv. Koj tuaj yeem xaiv qhov kev pov hwm no yog tias koj tus tsiaj muaj hnub nyoog qis dua 15 xyoos, laus dua li qee lub tuam txhab tso cai. Embrace kuj muab kev pab them nqi rau cov xwm txheej uas muaj nyob hauv, tso cai rau koj tus tsiaj tsis muaj tsos mob rau 12 lub hlis ua ntej.
Covered
- Qee yam uas twb muaj lawm
- Dental issues
- Txiv kab mob tshwj xeeb
- Cancer
- Chronic conditions
- Kev kho mob ntxiv thiab kho dua tshiab
- Preventable conditions
- Orthopedic mob
- Kev khomob kub ntxhov
- Tshuaj kho mob
- Surgery
- Specialist care
- Diagnostic care
- tshuaj kho mob
No covered
- Ntau yam uas muaj nyob ua ntej
- Kev pab yug me nyuam
- DNA kuaj lossis cloning
- Kev raug mob los ntawm kev tsim txom
- Avian flu
- Cosmetic
- Nuclear tsov rog
- Routine vet care
Kev Pabcuam
Embrace Pet Insurance muaj kev pabcuam zoo rau cov neeg siv khoom. Koj tuaj yeem nkag mus rau koj tus account thiab hloov pauv koj txoj cai hauv online. Yog tias koj xav tham nrog tus neeg sawv cev ncaj qha, muaj xov tooj thiab email kev xaiv kom tau txais kev sib cuag.
Price
Txhua yam, peb xav tias Embrace Pet Insurance muaj tus nqi nruab nrab ntawm txoj kev-thiab nws tsim nyog txhua lub nyiaj. Koj tuaj yeem tsim ib txoj cai kom phim koj cov peev nyiaj thiab kev xav tau kev pab.
Special Perks/Savings
Ntxiv rau qhov muab qhov kev txiav tawm uas ploj lawm, puag kuj tseem muab 10% ntau tus tsiaj luv luv thiab 5% cov tub rog luv nqi.
Pros
- Versatile
- Popular
- Manage account online
Cons
Tej zaum tsis ua haujlwm rau txhua pob nyiaj siv
2. Lemonade Pet Insurance - Tus nqi zoo tshaj
| Sample Premium | $10-$25 |
| Deductible | $250,$500,$1,000,$2,500 |
| Reimbursement Rate | 70%, 80%, 90% |
Lemonade Pet Insurance yog qhov kev xaiv zoo tiag tiag ntawm kev txuag nyiaj. Lemonade twb yog tus thawj coj hauv kev lag luam pov hwm, tsis ntev los no txuas ntxiv kev pabcuam rau peb cov tsiaj. Qhov no yooj yim tshwj xeeb yog tias koj twb muaj Lemonade kev pab cuam hauv lwm qhov chaw.
Cover
Qhov peb nyiam tshaj plaws txog Lemonade yog tias koj muaj kev tswj hwm koj txoj cai. Lemonade muaj ib qho app koj tuaj yeem muaj ntawm koj lub smartphone, tso cai rau koj hloov pauv koj txoj cai txhua lub sijhawm.
Zoo li ntau lwm lub tuam txhab tuav pov hwm, txhua qhov kev kuaj mob uas tshwm sim thaum lub sij hawm muaj kev tuav pov hwm txoj cai yuav raug suav hais tias yog ib qho mob uas twb muaj lawm yog tias koj tau ua txhaum cai ntawm kev them nyiaj. Qhov ntawd txhais tau hais tias yog koj tso koj daim ntawv pov hwm lapse yam tsis tau rov txuas dua tshiab, thiab koj txoj cai raug tshem tawm, kev pab cuam yuav hloov pauv thaum rov ua dua.
Covered
- Diagnostics cov txheej txheem
- Medication
- Nyob zoo
- Kev kuaj kab mob hauv plab
- Heartworm testing
- Blood Work
- Vaccinations
- Kev tiv thaiv kab mob thiab kab mob plawv
- Nkauj tawm tswv yim tham
Tsis tau cover
Preexisting conditions
Kev Pabcuam
Lemonade muab kev pabcuam rau cov neeg siv khoom siv tau zoo heev. Koj tuaj yeem nug cov lus nug rau tus kws kho tsiaj muaj ntawv tso cai txhua lub sijhawm nruab hnub lossis hmo ntuj. Lawv kuj muab kev sib tham kho mob 24/7 uas yog ib feem ntawm txoj cai.
Price
Peb xav tias Lemonade yog ib qho zoo heev ntawm tus nqi. Txoj cai tuaj yeem sib txawv nyob ntawm seb koj xav xaiv dab tsi rau koj tus tsiaj txoj cai. Yog li koj tuaj yeem hloov kho qhov kev pab cuam kom haum rau koj cov peev nyiaj, ua nws qhov kev pov hwm tsiaj zoo tshaj plaws hauv Ohio rau cov nyiaj.
Special Perks/Savings
Lemonade muaj ntau yam kev txuag nyiaj. Cov no suav nrog 10% pob luv luv, ntau tus tsiaj luv nqi, thiab tus nqi luv nqi txhua xyoo. Koj tuaj yeem tau txais daim ntawv tso cai pub dawb los kuaj xyuas cov nqi peev ntawm txoj cai nrog rau cov nyiaj cheb uas koj tuaj yeem tsim nyog rau.
Pros
- Cov kev npaj yooj yim
- Txoj kev xaiv nyiaj ntxiv
- Txhim txoj cai txhua lub sijhawm
Cons
Lapsed/canceled txoj cai muaj txim
3. Figo Pet Insurance - Hwm Choice
| Sample Premium | $15-$35 |
| Deductible | $100-$1,000 |
| Reimbursement Rate | 80%-100% |
Figo Pet Insurance yuav tshwm sim pricey thaum xub thawj siab ib muag. Txawm li cas los xij, nws muaj 100% kev them rov qab tus nqi-thiab peb xav tias yeej suav nrog lub tuam txhab nyiam. Peb xav tias Figo yeej muaj cov kev xaiv dav dav uas tuaj yeem tsim nyog tus nqi ntxiv txhua hli.
Cover
Figo muaj ntau qhov kev pab them nqi rau canines thiab felines. Lawv kuj txaus siab los npog cov xwm txheej ua ntej, tso cai rau tus tsiaj tsis muaj tsos mob tsawg kawg 12 lub hlis ua ntej txoj cai qhib.
Covered
- Emergency
- hospitalization
- Surgeries
- Veterinary specialists
- Diagnostic test
- Knee condition
- Prosthetics los yog orthopedics
- Hereditary los yog congenital mob
- Tshuaj kho mob
- Hip dysplasia
- Chronic conditions
- Dental mob thiab raug mob
- Imaging
- Cancer kho
- Nyob zoo kev pab
- Veterinary exam fees
Tsis tau cover
- Preexisting conditions
- Experimental Procedures
- Kev yug me nyuam, cev xeeb tub, lossis kev pab
- Kev phais kom hniav zoo nkauj
- Cloned cov txheej txheem
- Parasites
Kev Pabcuam
Figo yog qhov zoo heev ntawm cov neeg siv khoom. Lawv muaj tag nrho nplooj ntawv ntawm lub xaib nplooj siab rau txoj kev sib cuag nrog lub tuam txhab. Kuj tseem muaj kev sib tham thiab xov tooj rau tus kws kho tsiaj 24/7, yog li koj tuaj yeem tiv tauj lawv nrog cov lus nug txog koj tus tsiaj noj qab haus huv.
Price
Figo yog tus nqi siab me ntsis, tab sis nws yog vim li cas. Txij li thaum lawv muaj txog li 100% cov nqi them rov qab ntawm cov nyiaj them rov qab, tus nqi them txhua hli yuav kim dua. Txawm li cas los xij, yog tias koj tsis xav them me ntsis ntxiv ua ntej los sau cov txiaj ntsig tom qab, peb xav tias qhov no yog lub tuam txhab tshwj xeeb los txiav txim siab.
Special Perks/Savings
Lwm qhov perk rau Figo kev pab them nqi yog tias lawv tsuas yog muab ib qho kev txiav tawm txhua xyoo los pab koj txuag nyiaj thoob plaws xyoo.
Pros
- Cov kev pab cuam dav dav
- Txog 100% nyiaj rov qab
- Ib xyoos txiav tawm
Cons
High dollar
4. Pumpkin Pet Insurance
| Sample Premium | $30-$70 |
| Deductible | 70%-90% |
| Reimbursement Rate | $100-$500 |
Pumpkin Pet Insurance yog qhov kev xaiv zoo heev nrog kev pab them nqi zoo. Lub tuam txhab no tab tom loj hlob exponentially, muab cov nqi sib tw thiab tshwj xeeb perks. Nws yog ib qho yooj yim pom vim li cas nws thiaj li muaj koob npe nrov, thiab peb xav tias koj yuav pom zoo.
Cover
Pumpkin muaj kev pab them nqi kho mob rau cov niam txiv tsiaj xaiv los ntawm. Lawv txoj cai hloov pauv tau, thiab kev pab them nqi pib 14 hnub tom qab tau txais txoj cai.
Covered
- pob ntseg, pob ntseg, tawv nqaij kab mob
- Cov kab mob digestive
- Cancer
- Parasites
- kab mob sib kis
- Orthopedic raug mob
- Swallowed objects
- Diagnostic test
- Emergencies
- Microchipping
- Dental mob
- Hereditary conditions
- Txoj kev coj cwj pwm
- Exam fees
- Alternative therapies
- zaub mov noj
Tsis tau cover
Preexisting conditions
Kev Pabcuam
Pumpkin muaj lub vev xaib huv heev uas pab cov neeg siv khoom sib cuag nrog cov neeg ua haujlwm Pumpkin. Nws yooj yim rau kev taw qhia thiab muaj tag nrho nplooj ntawv mob siab rau txoj kev pabcuam. Tsis tas li, koj tuaj yeem nkag mus rau qhov kev tsocai pub dawb yuav luag txhua qhov chaw ntawm lub vev xaib los ntawm nyem qhov txuas.
Price
Peb xav tias Pumpkin yog qhov ncaj ncees heev ntawm tus nqi. Tsis tas li ntawd, lawv muab nyiaj rov qab txog li 90% ntawm cov nyiaj them rov qab, uas yog ntau dua li nws cov neeg sib tw.
Special Perks/Savings
Pumpkin muaj luv nqi muaj avialable. Ntxiv rau, lawv muaj cov nqi them rov qab siab, uas ua rau qee tus neeg sib tw.
Pros
- Crisp, huv website
- High reimbursement rates
- Cov kev pab cuam dav dav
Cons
Pricey
5. Trupanion Pet Insurance
| Sample Premium | $59-$75 |
| Deductible | $0-$1,000 |
| Reimbursement Rate | 90% |
Trupanion Pet Insurance muaj ib tuj ntawm perks uas ua rau nws tsim nyog mloog. Lawv tsis muaj npe nrov rau kev kaw-hauv cov nqi them thaum lub sijhawm tso npe. Peb xav tias nws yuav nce ntxiv mus rau lub sijhawm, tsim cov cai, ntxiv-ons, thiab perks kom rov hais dua rau cov neeg siv khoom dav.
Cover
Thaum nws los txog rau kev pab them nqi, Trupanion ua tej yam txawv me ntsis. Lawv them koj tus kws kho tsiaj thaum lub sijhawm kuaj tawm tsis yog kom koj them tus nqi them ua ntej. Txoj kev ntawd, koj tsis tau tos ntev rau kev them rov qab, uas tuaj yeem pab yog tias koj tsis muaj nyiaj.
Covered
- Diagnostic test
- Surgeries
- Nyob hauv tsev kho mob
- Medication
- Acidents
- Kev mob
Tsis tau cover
- Preexisting conditions
- Nyob zoo
- Exam fees
Kev Pabcuam
Trupanion muaj 24/7 cov neeg siv kev pabcuam kab rau cov neeg tuaj yeem tiv tauj lub tuam txhab ncaj qha rau kev hloov pauv lossis nqe lus.
Price
Trupanion muab cov nqi tshiab heev. Koj tus nqi raug kaw thaum lub sijhawm sau npe, uas tuaj yeem kim dua lossis tsawg dua nyob ntawm koj tus tsiaj lub hnub nyoog. Koj tuaj yeem tau txais kev txuag nyiaj ntau nrog Trupanion ua ntej koj tso npe rau koj tus tsiaj.
Special Perks/Savings
Trupanion tsis nce koj cov nqi raws li koj tus tsiaj muaj hnub nyoog zoo li qee lub tuam txhab pov hwm. Yog li yog tias koj xaiv tso npe rau koj tus menyuam dev thaum lawv tseem yog menyuam yaus, koj yuav muaj tus nqi tib yam thaum lawv yog cov laus. Koj muaj tus nqi kaw thaum lub sijhawm sau npe-thiab yog li ntawd.
Pros
- Lwm tus nqi
- Cov neeg siv khoom zoo heev
- Pay vet ncaj qha
Cons
Nyob rau cov tsiaj laus
6. Bivvy Pet Insurance
| Sample Premium | $15 |
| Deductible | $100 |
| Reimbursement Rate | 50% |
Yog tias peb xav mus rau qhov tshwj xeeb, Bivvy Pet Insurance yog qhov kev pov hwm pheej yig tshaj plaws hauv daim ntawv teev npe. Txawm li cas los xij, nws tsis muaj qhov kev xaiv dav dav li lwm tus neeg sib tw, uas yog vim li cas koj yuav pom nws hauv peb qhov thib tsib.
Cover
Bivvy muaj ob lub hom phiaj tseem ceeb. Ib qho yog them rau kev sib tsoo nkaus xwb, thiab lwm qhov yog them rau kev saib xyuas niaj hnub thiab kev sib tsoo. Txawm li cas los xij koj xaiv yuav nyob ntawm seb koj xav tau dab tsi los ntawm lub tuam txhab nws tus kheej.
Covered
- Illness
- Acidents
- Hereditary thiab congenital conditions
- Cancer
- Diagnostic test
- X-rays
- ntshav kuaj
- Surgery
- Hospitalization
- Tshuaj kho mob
- Medication
- Kev khomob kub ntxhov
- Orthopedic kho mob
Tsis tau cover
- Preexisting conditions
- Preventative care
- Spay thiab neuter phais
- Kev phais kom hniav zoo nkauj
- Air ambulances
- Boarding
- Cloning
Kev Pabcuam
Bivvy muab kev pabcuam rau cov neeg siv khoom. Koj tuaj yeem tiv tauj lawv hauv xov tooj kom hloov pauv koj txoj cai lossis yog tias koj muaj lus nug thiab kev txhawj xeeb ntxiv.
Price
Peb hlub Bivivy thaum nws los txog rau tus nqi. Lawv muab $ 15 tus nqi them txhua hli uas tsis muaj tus nqi sib txawv, ua rau nws pheej yig heev rau txhua pob nyiaj siv. Txawm li cas los xij, lawv muaj tus qauv teeb tsa tus nqi them rov qab qis dua 50%.
Special Perks/Savings
Lawv tsuas muaj qhov txiav tawm ntawm $100 xwb. Tag nrho cov nqi them rov qab yog 50%, nrog rau cov nqi qis txhua hli. Qhov no ib leeg ua rau bivy pheej yig heev, tab sis lawv tseem tsis tau muab ntau cov txiaj ntsig thiab txiaj ntsig sib nrug ntawm lawv cov nqi qis dua.
Pros
- Nyob zoo
- Low deductible
Cons
- Low rei
- Tsis muaj kev pab ntau npaum li lwm lub tuam txhab
7. He althy Paws Pet Insurance
| Sample Premium | $25-$35 |
| Deductible | $100-$1,000 |
| Reimbursement Rate | 70%-90% |
He althy Paws Pet Insurance yog tus tsim kho tshiab thaum muaj kev pov hwm tsiaj thawj zaug. Lawv muaj cov kev xaiv zoo heev rau cov niam txiv tsiaj thiab muaj cov cai tsim nyog rau feem ntau cov peev nyiaj.
Cover
He althy Paws muab kev pab cuam dav dav rau cov neeg siv khoom, ua kom lawv cov tsiaj tiv thaiv. Txawm li cas los xij, ib qho yuav tsum xav txog kev noj qab haus huv paws yog tias lawv muaj sijhawm tos ntev rau kev them nyiaj rov qab.
Covered
- Acidents
- Illness
- Emergencies
- Hereditary thiab congenital conditions
- Cancer
- Chronic conditions
- Diagnostic kho mob
- X-rays
- ntshav kuaj
- Ultrasounds
- Surgery
- Hospitalization
- Tshuaj kho mob
- Medication
- Kev khomob kub ntxhov
- Speci alty Care
- Alternative kho mob
Tsis tau cover
- Preexisting conditions
- Exam fee
- Preventative care
- Dental He alth
Kev Pabcuam
Nyob rau sab saum toj ntawm kev pabcuam cov neeg siv khoom uas yooj yim heev rau kev tiv tauj, He althy Paws kuj muaj cov nplooj ntawv nug uas nquag nug hauv lawv lub vev xaib. Koj tuaj yeem tau txais cov lus teb rau txhua nqe lus nug thiab yog tias koj tsis pom cov lus teb rau ntawd, koj tuaj yeem tiv tauj lawv ncaj qha nrog cov neeg ua haujlwm hauv lub nkoj txaus siab los pab koj taug txoj kev.
Price
He althy Paws muaj nqi zoo nkauj nruab nrab ntawm txoj kev. Nws yog nyob ntawm qhov sib piv nrog cov neeg koom nrog thiab yog qhov koj xav tau. Txawm li cas los xij, lawv lub sijhawm tos ntev tuaj yeem ua rau koj xav mus saib lwm qhov kom them sai dua ntawm tus nqi zoo sib xws.
Special Perks/Savings
He althy Paws muab kev xa mus ntxiv rau txhua lub sijhawm koj tau txais ib tus phooj ywg dhia hauv nkoj. Qhov kev pabcuam phooj ywg xa mus no muab $25 rau koj ncaj qha thaum ib tus neeg koj paub qhib txoj cai.
Pros
- Cov kev xaiv dav dav
- Alternative care option
- Txoj kev muaj peev xwm
Cons
Cov nyiaj them rov qab ntev tos
8. Nationwide Pet Insurance
| Sample Premium | $12-$22 |
| Deductible | $250 |
| Reimbursement Rate | 50%-70% |
Peb yuav tsum muab cov khoom pov hwm tsiaj thoob tebchaws thoob tebchaws los ntawm kev mus-nws muaj qee yam tsis muaj lwm lub tuam txhab tuav pov hwm ua-kev pabcuam tsiaj txawv. Yog li, yog tias koj tsis muaj cov tsiaj ib txwm muaj xws li dev thiab miv, koj tau them, ib yam nkaus. Tej zaum lawv yuav raug nqi me ntsis dua li lwm tus, tab sis peb xav tias nws yuav tsim nyog rau cov neeg zoo.
Cover
Tshiab thoob tebchaws muaj kev pabcuam zoo heev rau cov neeg siv khoom. Koj tuaj yeem ntxiv rau txoj cai ntxiv Nationwide, nqa koj tus tsiaj rau hauv nkoj. Koj tsis tas yuav tsum nres nrog canines thiab felines, ib yam nkaus. Koj tuaj yeem tshawb xyuas cov npe ntawm lawv lub vev xaib kom pom tias qhov kev pov hwm no them rau lwm tus tsiaj uas koj yuav muaj.
Covered
- Nyob zoo
- Illness
- Emergency
Tsis tau cover
- Taxes
- Ntshai
- Nkauj kho siab
- Boarding
- Preexisting conditions
Kev Pabcuam
Vim Thoob Ntiaj Teb twb muaj ib lub tuam txhab tuav pov hwm zoo heev, nws tsis nyuaj rau kev sib cuag nrog lawv. Lawv muaj ib pab neeg muab kev pab cuam nyob rau hauv standby teb cov lus nug los yog qhib ib txoj cai uas koj xav tau. Koj tseem tuaj yeem nyem ib lub pob ntawm lub xaib kom tau txais cov lus tsocai pub dawb.
Price
Kev pov hwm tsiaj thoob tebchaws tuaj yeem yog me ntsis ntawm tus nqi pheej yig. Lawv kuj muaj cov nqi them rov qab qis, uas qee zaum tuaj yeem cuam tshuam cov neeg muaj peev xwm los ntawm kev xaiv lub tuam txhab no. Txawm li cas los xij, lawv muaj ntau txoj kev pab them nqi kho mob uas yuav ua haujlwm zoo tshaj rau koj, tshwj xeeb tshaj yog tias koj twb muaj Kev Noj Qab Haus Huv Hauv Tebchaws, tsheb, lossis kev pov hwm lub neej.
Special Perks/Savings
Nationwide muaj 100% nyiaj rov qab lav tom qab thawj 10 hnub tom qab ua kom tiav. Koj tuaj yeem thim txoj cai txhua lub sijhawm thaum lub qhov rais no tsis muaj qhov tshwm sim. Qhov teeb meem tsuas yog ntawm no yog tias koj yuav tsis tau sim tawm qhov kev pov hwm thiab, yog li ntawd, yuav tsis paub tias nws ua haujlwm rau koj lossis tsis.
Pros
- Txoj kev zoo nkauj tsiaj
- Ntuj Quotes
- Kev xaiv rau lwm yam kev pov hwm kev pov hwm
Cons
Unclear website
9. ASPCA Pet Insurance
| Sample Premium | $20-$100 |
| Deductible | $100-$500 |
| Reimbursement Rate | 70%-90% |
ASPCA yog tus thawj coj hauv kev saib xyuas tsiaj thiab paub tias nws tsis muaj qhov xav tsis thoob uas lawv muab kev pov hwm rau feline thiab canine khub.
Cover
ASPCA muaj ntau yam kev npaj xaiv los ntawm. Koj tuaj yeem tau txais cov phiaj xwm Kev Noj Qab Haus Huv uas suav nrog kev mus ntsib kws kho tsiaj. Lossis koj tuaj yeem xaiv txoj cai xwm txheej nkaus xwb uas suav nrog kev mus ntsib xwm txheej ceev, kev phais mob, thiab kev mob nkeeg.
Covered
- Acidents
- Emergencies
- Hereditary mob
- Illness
- Txoj kev coj cwj pwm
Tsis tau cover
- Preexisting conditions
- Cov txheej txheem kom hniav zoo nkauj
- Tus nqi yug me nyuam
- Preventative care
Kev Pabcuam
ASPCA muaj kev pabcuam zoo rau cov neeg siv khoom. Muaj ntau txoj hauv kev sib txawv ntawm kev sib cuag ntawm lub vev xaib, yog li koj tuaj yeem tiv tauj nrog pab pawg neeg siv khoom. Tsis tas li ntawd, lawv muab cov kws kho tsiaj muaj ntawv tso cai rau cov neeg ua haujlwm los teb cov lus nug uas koj yuav muaj tom qab teev.
Price
ASPCA muaj ntau yam kev npaj pheej yig uas tuaj yeem ua tau raws li qhov xav tau nyiaj txiag. Yog tias koj ua haujlwm nrog lub tuam txhab ncaj qha, lawv tuaj yeem tsim txoj cai tshwj xeeb kom haum rau txhua tus neeg xav tau.
Special Perks/Savings
Yog tias koj muaj ntau tshaj ib tus tsiaj ntawm ib txoj kev npaj, koj tau txais 10% luv nqi rau tag nrho koj cov phiaj xwm. Tsis tas li, koj tuaj yeem yog ib feem ntawm lawv txoj kev them nyiaj rov qab mus rau Go Fetch, uas koj tuaj yeem tau txais cov ntsiab lus ntxiv txog ntawm lub vev xaib tiag tiag.
Pros
- Ntau cov ntsiab lus sib cuag
- Txoj kev npaj pheej yig
- Kev xaiv txoj kev noj qab haus huv
Cons
Add-ons yuav pricey
10. AKC Pet Insurance
| Sample Premium | $25-$55 |
| Deductible | 70%-90% |
| Reimbursement Rate | $100-$1,000 |
AKC Pet Insurance yog kawg ntawm peb daim ntawv teev npe, tsis yog vim nws tsis yog lub tuam txhab tseem ceeb, tab sis vim nws npog cov canines nkaus xwb. Qhov no yog ib lub tuam txhab pov hwm zoo heev rau cov neeg yug tsiaj lossis AKC-sau npe dev. Tab sis hmoov tsis, nws yuav tsis ua haujlwm rau lwm tus tsiaj hauv tsev.
Cover
Lub AKC muab kev pov hwm kev pov hwm tshwj xeeb uas yuav pab tau cov neeg yug tsiaj ntau tshaj.
Covered
- Injuries
- Allergies
- pob txha pob txha
- Cancer
- Kev khomob kub ntxhov
- Hospitalization
- Lab tests
- Kev kho lub cev
- Surgery
- Tooth Extraction
Tsis tau cover
- Cas
- Preexisting conditions
Kev Pabcuam
Nws tuaj yeem tsis muaj qhov xav tsis thoob, tab sis AKC tsis ua haujlwm rau cov neeg siv khoom. Lawv muab 24-teev tus kws kho tsiaj tus xov tooj kub thaum koj muaj txoj cai nrog lawv, thiab koj tuaj yeem tiv tauj nrog tus neeg sawv cev txhua lub sijhawm kom tau txais daim ntawv tso cai pub dawb. Koj tuaj yeem siv lub vev xaib xa cov ntawv thov lossis hloov pauv.
Price
Lub AKC tuaj yeem raug nqi me ntsis, tab sis nws tuaj yeem tsim nyog rau cov neeg zoo. Lawv tuaj yeem muaj qee qhov kev txiav tawm siab, thiab lawv txoj cai tuaj yeem tau txais tus nqi heev. Rau qhov kev pab cuam nruab nrab, tej zaum yuav muaj kev xaiv zoo dua ntawm peb daim ntawv teev npe. Txawm li cas los xij, yog tias koj yog tus yug me nyuam, koj tuaj yeem sau tag nrho cov txiaj ntsig ntawm qhov kev pov hwm tshwj xeeb no.
Special Perks/Savings
The AKC muaj qee qhov luv nqi rau cov neeg yug tsiaj uas koom nrog AKC's Breeder of Merit and Bred with H. E. A. R. T programs.
Pros
Ideal for breeders
Cons
- Dog xwb
- Pricey coverage
Tus Neeg Yuav Khoom Qhia: Yuav Ua Li Cas Xaiv Tus Kws Pov Hwm Zoo Tshaj Plaws hauv Ohio
Dab tsi los nrhiav hauv Pet Insurance (rau Miv, Laus Dogs, Etc.)
Yog tias koj tab tom nrhiav qhov kev pabcuam zoo tshaj plaws kom haum rau koj cov kev xav tau, koj yuav xav saib cov npe tshwj xeeb. Ntawm no, peb yuav mus hla tus kheej ntawm cov phiaj xwm kom koj paub tias yuav piv li cas.
Raws li koj piv, xav txog koj tus tsiaj yug, lub xeev ntawm kev noj qab haus huv tam sim no, thiab hnub nyoog-nrog rau lwm qhov chaw xws li nyiaj txiag ntawm tus kheej. Los peb khawb.
Policy Coverage
Tej zaum koj yuav pom tias ntau lub tuam txhab tuav pov hwm txoj cai muaj zoo sib xws. Txij li thaum cov tuam txhab no sib tw, nws ua rau kev nkag siab tias lawv feem ntau tsom rau ib leeg. Txawm li cas los xij, lawv muaj cov kev xaiv tshwj xeeb uas tuaj yeem ua raws li qhov xwm txheej tshwj xeeb.
Nco ntsoov tias feem ntau them rau kev sib tsoo, mob, thiab raug mob thaum koj kuaj xyuas cov cai. Tab sis thaum nws los txog rau kev tiv thaiv kev saib xyuas, nws feem ntau yog ib qho ntxiv lossis tsis suav nrog txhua. Yog li, yog tias koj xav tau kev pab them nqi kho mob, nrhiav cov tuam txhab uas muaj cov yam ntxwv no.
Kev Pabcuam & Lub Npe
Txoj kev uas lub tuam txhab saib xyuas cov neeg tuav txoj cai hais ntau ntau. Yog tias koj pom tias lub tuam txhab tshwj xeeb tsis muaj qhov kev ntaus nqi zoo tshaj plaws nrog lawv cov neeg siv khoom, siv sijhawm los txheeb xyuas cov kev tshuaj xyuas sib txawv kom koj tuaj yeem pom qhov koj tuaj yeem xav tau thaum koj tso siab rau lawv rau kev pab cuam.
Cov tuam txhab tuaj yeem cog lus ntau tab sis tsis rub dhau. Qee tus yuav sim tawm ntawm kev them cov nqi them rov qab uas lawv tau cog lus lossis rub lawv txhais taw thaum nws los txog rau kev them nyiaj. Lwm tus yog lub sijhawm thiab vam khom.
Tsis muaj ib txoj hauv kev zoo dua los paub tseeb tias koj tus tsiaj yuav raug saib xyuas thaum lub sijhawm xav tau tshaj qhov pom tias lwm tus zoo siab. Koj tuaj yeem nyeem cov kev tshuaj xyuas ntawm lawv lub vev xaib, tab sis peb pom zoo kom kuaj xyuas qhov chaw uas tsis muaj kev cuam tshuam.
Thov them rov qab
Feem ntau cov tuam txhab tuav pov hwm muaj lub qhov rais kom them rov qab cov neeg siv khoom. Qhov no txhais tau hais tias feem ntau, koj ko taw daim nqi ua ntej thiab tau txais nyiaj rov qab 2-10 hnub tom qab ntawd. Txawm li cas los xij, qee lub tuam txhab, xws li Trupanion, them nyiaj ncaj qha rau koj tus kws kho tsiaj thaum lub sijhawm kuaj xyuas.
Price of Policy
Ib qho tseem ceeb tshaj plaws thaum xaiv ib lub tuam txhab yog xaiv tus nqi hauv koj cov peev nyiaj. Feem ntau, yog tias koj muaj kev pab them nqi kho mob thiab ua tsis tau them nqi, koj yuav tsum rov ua txoj cai tshiab. Yog li ntawd, txhua yam mob uas kuaj tau thaum lub sijhawm ntawd yuav dhau los ua qhov muaj tshwm sim.
Yog li, nws yog ib qho tseem ceeb heev uas yuav tau xaiv tus nqi txoj cai uas koj tuaj yeem them txhua lub sijhawm.
Plan Customization
Rau qee qhov, nws yog ib qho tseem ceeb uas yuav tau kho koj txoj kev npaj kom haum koj cov kev xav tau. Cov tuam txhab lag luam feem ntau muaj kev xaiv los txiav txim siab cov cai los npog qhov tseem ceeb ntawm kev saib xyuas tus kheej.
FAQ
Kuv Puas Tau Txais Kev Pov Hwm Tsiaj Sab Nraud Teb Chaws Asmeskas?
Qee lub tuam txhab pov hwm tsiaj muaj nyob sab nraum Tebchaws Meskas, tab sis qhov ntawd yog nyob ntawm tus kheej lub tuam txhab thiab lawv qhov kev tshaj tawm deb npaum li cas.
Yuav ua li cas yog tias kuv lub tuam txhab tuav pov hwm tsis muaj npe hauv koj qhov kev tshuaj xyuas?
Yog tias koj twb muaj kev tuav pov hwm tus tsiaj thiab nws tsis tau poob rau peb sab saum toj 10 rau Ohio-tsis txhob hloov vim qhov ntawd ib leeg. Xav tias koj zoo siab nrog koj qhov kev pab them nqi thiab tuaj yeem them tus nqi them txhua hli. Nyob rau hauv tas li ntawd, tsis muaj laj thawj los hloov-tshwj xeeb yog hais tias tej yam kev mob yuav suav raws li ib tug preexisting mob.
Tus kws kho tsiaj twg muaj kev tshuaj xyuas cov neeg siv khoom zoo tshaj?
Ntau lub tuam txhab tuav pov hwm peb tau hais muaj kev tshuaj xyuas los ntawm cov neeg tuav pov hwm zoo siab.
Dab tsi yog qhov zoo tshaj thiab pheej yig tshaj tsiaj pov hwm?
Tswv tes, Bivvy muaj cov ntawv pov hwm tus tsiaj uas pheej yig tshaj plaws, muab tus nqi $ 15 yam tsis poob. Lemonade yog qhov zoo rau cov nyiaj. Thiab Embrace tseem yog peb nyiam vim nws muaj ntau yam.
Cov neeg siv hais dab tsi
Ntau tus niam txiv tsiaj pom zoo tias muaj kev pov hwm rau lawv cov plaub hau, plaub hau, scaly, lossis tus khub feathery yog qhov zoo. Nws muab txheej tiv thaiv thiab kev nplij siab, paub txog koj tus tsiaj tuaj yeem tau txais kev saib xyuas thaum lub sijhawm tseem ceeb tshaj plaws.
Zoo li lwm yam, qee tus neeg tsis txaus siab rau kev pov hwm tsiaj rau tus kheej. Tej zaum qhov kev pab cuam tsis tau piav qhia kom tsim nyog thaum yuav txoj cai lossis qee qhov luam tawm tsis zoo.
Txawm hais tias qhov kev tsis txaus siab, kev tshuaj xyuas tuaj yeem muaj txiaj ntsig los txiav txim siab seb tib neeg xav li cas txog kev pabcuam. Peb pom cov kev tshuaj xyuas zoo tshaj plaws vim tias kev tuav pov hwm txo ntau qhov kev ntxhov siab uas los nrog kev kho mob them tus dev lossis miv.
Vim cov nqi kho mob tuaj yeem raug nqi thiab cov neeg feem coob pom zoo tias lawv xav kom muaj txheej txheem tiv thaiv ntxiv no dua li raug ntes thaum muaj xwm txheej ceev uas tsis muaj nyiaj txiag daws teeb meem.
Tus Muab Kev Pov Hwm Tus Tsiaj twg yog qhov zoo tshaj rau koj?
Txhua yam uas xav tau, tsuas yog koj tuaj yeem xaiv lub tuam txhab tuav pov hwm ua haujlwm zoo tshaj rau koj tus tsiaj. Txhua tus tsiaj yuav muaj kev saib xyuas tshwj xeeb los txiav txim siab, uas tuaj yeem hloov lub tuam txhab ua haujlwm zoo tshaj rau koj.
Nws yog ib qho tseem ceeb uas yuav tau saib xyuas txhua yam ntawm tus kheej uas ua rau hauv kev tuav pov hwm txoj cai kom koj thiaj li tau txais kev pab them nqi raws li koj xav tau. Koj tuaj yeem tshawb xyuas txhua lub vev xaib kom paub ntxiv yog tias koj muaj lus nug ntxiv.
Tsis txhob ntshai mus yuav ib ncig ntawm quotes, ib yam nkaus. Koj tuaj yeem nkag mus rau qhov kev tsocai pub dawb hauv online lossis tiv tauj ib tus neeg sawv cev pabcuam cov neeg siv khoom kom pom tias txoj cai rau koj tus dev, miv, lossis lwm tus tsiaj yuav muaj npaum li cas.
Conclusion
Raws li koj tuaj yeem pom, muaj ntau txoj kev xaiv rau cov neeg nyob hauv Ohio. Kev pov hwm tsiaj yuav txuas ntxiv mus rau qhov muaj koob meej, yog li cia siab tias yuav muaj ntau yam kev hloov pauv yav tom ntej. Kev tuav pov hwm tseem yog ib lub tswv yim tshiab, tab sis ib qho tseem ceeb thiab yuav nyob hauv kev lag luam vet los ntawm qhov no mus tom ntej.
Txoj kev tuav pov hwm tus tsiaj tseem yog qhov peb nyiam vim nws muaj ntau yam, thiab kev pabcuam zoo heev. Lemonade muaj cov cai kom tau raws li yuav luag txhua qhov peev nyiaj, ua rau nws zoo tshaj plaws rau cov nyiaj. Thiab Figo tej zaum yuav yog me ntsis pricier, tab sis lawv kuj muab 100% cov nyiaj them rov qab, uas ntaus tawm txhua yam ntawm cov npe.
Txawm li cas los xij koj pom muaj txiaj ntsig zoo tshaj plaws, vam tias, koj pom lub tuam txhab pov hwm uas yuav pab koj tus tsiaj raws li lawv tsim nyog.
