Muaj kev tuav pov hwm tus tsiaj muab kev thaj yeeb nyab xeeb rau koj thaum koj tus tsiaj muaj mob los yog kev sib tsoo. Koj tuaj yeem tsom ntsoov rau koj tus tsiaj txoj kev noj qab haus huv thiab kev kho mob es tsis txhob txhawj txog seb koj yuav them tus nqi kho mob li cas. Txawm li cas los xij, kev tuav pov hwm tus tsiaj tsis them txhua yam, tshwj xeeb tshaj yog thaum nws los txog rau kev phais kim xws li kev phais cruciate. Tab sis puas yog MetLife Pet Insurance npog nws? Tej zaum nws yuav raug them nyob ntawm koj txoj cai thiab thaum koj tus tsiaj raug kuaj pom. Cia peb saib cov ncauj lus kom ntxaws ntxiv txog qhov MetLife muaj nyob rau hauv cov nqe lus ntawm kev phais mob phais.
Puas MetLife Cover Cruciate Surgery?
MetLife Pet Insurance muaj kev pab them nqi kho mob, tab sis tsis nyob rau txhua kis. Txhua txoj cai nrog MetLife muaj 6 lub hlis tos rau cov teeb meem ligament cruciate yog tias koj txoj cai raug sau los ntawm American Insurance Company (uas muaj ntau). Qhov no txhais tau tias koj tus dev yuav tsum raug kuaj xyuas tsawg kawg 6 lub hlis tom qab kos npe rau kev tuav pov hwm tsiaj kom tau txais kev pab. Yog tias koj tus dev tau kuaj pom ua ntej lub sijhawm tos no tau dhau mus, qhov teeb meem ligament cruciate yog suav tias yog ib qho mob uas twb muaj lawm, thiab koj yuav tsis tau txais kev pab.
Interestingly, MetLife muag cov cai uas tau sau los ntawm ob lub tuam txhab sib txawv. Yog tias koj tuav txoj cai uas tau sau los ntawm Metropolitan General Insurance Company, tsis muaj lub sijhawm tos rau cov teeb meem ligament cruciate. Tsuav koj tus dev raug kuaj pom tom qab koj yuav txoj cai, koj yuav tau txais kev pabcuam.
Hnub Kev Kho Mob Muaj Ntau Npaum Li Cas?
Thaum MetLife Pet Insurance them rau tus nqi ntawm kev phais cruciate, nws tsis muaj kev txwv tsis pub nyiaj txhua xyoo. Txhua txoj cai tuav nyiaj ntau tshaj txhua xyoo ntawm $ 10, 000, yog li qhov no yog qhov nyiaj siab tshaj uas koj tuaj yeem them rov qab rau kev phais yog tias koj tsis tau ua lwm yam kev thov rau lub sijhawm ntawd. Koj tseem yuav tau them koj cov nyiaj txiav tawm thaum ua ntawv thov.
Cruciate Surgery yog dab tsi?
Cruciate phais yog ib txoj kev los kho lub cruciate ligament tom qab nws tau torn. Ib qho kev raug mob cruciate ligament yog torn anterior cruciate ligament (ACL). Tearing ntawm lub cranial cruciate ligament (CCL) kuj tshwm sim. Thaum cov txheej txheem no feem ntau ua rau dev, nws tuaj yeem ua rau miv thiab nees.
Lub ACL thiab CCL khiav ntawm ib sab ntawm lub hauv caug pob qij txha mus rau lwm qhov thiab tiv thaiv kev txav ntawm cov pob txha ntau dhau ntawm koj tus tsiaj txhais ceg. Thaum no ligament kua muag, nws ua rau kev sib koom ua ke tsis ruaj khov thiab mob thaum taug kev lossis khiav. Cov tsos mob ntawm ib tug torn cruciate ligament muaj xws li nyuaj taug kev, nyiam ib ceg dua lwm tus, thiab nyuaj mus downstairs.
Tus kws kho tsiaj yuav paub meej tias lub pob txha pob txha los ntawm kev kuaj lub cev thiab kev kuaj mob xws li X-ray, MRI, lossis arthroscopy. Thaum kuaj pom tseeb lawm, lawv yuav tsim ib txoj kev kho mob. Txawm tias muaj kev tswj xyuas kev kho mob los tswj qhov mob, kev phais feem ntau xav tau rau cov kev raug mob no.
Tus nqi phais Cruciate Ntau npaum li cas?
Tus nqi ntawm kev phais sib txawv raws li qhov hnyav ntawm qhov raug mob, tab sis ntawm no yog cov nqi nruab nrab rau cov txheej txheem:
- CCL phais thaj tsam ntawm $1,000 thiab $5,000 ib lub hauv caug.
- ACL phais yog li ntawm $3,000 txog $4,000 rau ib lub hauv caug lossis $5,500 txog $6,500 rau ob lub hauv caug.
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Txoj Kev Xav
MetLife Pet Insurance muab kev pab them nqi kho mob rau qee qhov xwm txheej. Yog tias koj tus dev tau txais kev kuaj mob thiab koj muaj lus nug tshwj xeeb txog lawv qhov kev pab cuam, nws tseem ceeb heev uas yuav tau tham nrog lub tuam txhab ncaj qha txog koj qhov xwm txheej tshwj xeeb.
