New Hampshire yog lub xeev uas muaj cov toj roob hauv pes zoo nkauj, lub caij muaj zog, thiab muaj kab lis kev cai tshwj xeeb thiab ywj pheej. Thiab rau ntau tus neeg nyob hauv New Hampshire, ib tug phooj ywg furry tau dhau los ua ib feem tseem ceeb ntawm tsev neeg. Txawm hais tias koj nyiam taug kev nrog koj tus dev txhua lub asthiv lossis curl nrog koj tus miv thaum hmo ntuj txias, yog tias koj yog tus tswv tsiaj hauv New Hampshire, koj yuav xav muab lawv lub neej zoo tshaj plaws. Pet Insurance feem ntau raug nqi txog $ 20-100 ib hlis hauv New Hampshire, tab sis nrog ntau txoj kev npaj, koj muaj ntau yam kev xaiv. Nov yog cov kev tshuaj xyuas sai ntawm kaum tsib ntawm cov tuam txhab pov hwm tsiaj loj tshaj plaws hauv New Hampshire tam sim no.
Lub 15 Qhov Zoo Tshaj Plaws Kev Pov Hwm Tus Tsiaj Hauv New Hampshire
1. Figo - Zoo Tshaj Tag Nrho
Tsis muaj ib qho kev pov hwm zoo tag nrho, tab sis Figo zoo nkauj ze. Figo Pet Insurance yog ib qho kev pab them nqi siab nrog tus nqi qis, suav nrog kev pab them nqi kho mob ua ntej uas twb muaj lawm tom qab 1 xyoos tsis muaj kev kho mob. Lub tuam txhab no kuj muaj ntau txoj kev xaiv los cia koj kho peb txoj kev npaj. Cov nqi them rov qab mus los ntawm 70% mus txog 100%, thiab koj tuaj yeem teem lub max payout cap tsawg li $5,000 lossis muab nws lub cap tsis txwv. Koj tuaj yeem xaiv koj qhov kev txiav tawm, nrog rau kev xaiv ntawm $ 100 thiab $ 750. Cov tsiaj tuaj yeem tso npe rau txhua lub hnub nyoog, thiab muaj luv nqi rau npe rau ntau tus tsiaj. Lawv kuj muaj lub koob npe nrov kev pabcuam zoo thiab thov cov txheej txheem ntawd tsuas yog 3 hnub ntawm qhov nruab nrab. Muaj ob peb txoj cai txawv thiab tsis suav nrog, yog li nws tseem ceeb heev uas yuav tsum tau nyeem los ntawm txoj kev npaj ua ntej koj yuav. Koj kuj yuav tau them tus nqi ntxiv rau kev xeem, uas ntau tus tswv yuav tsis nyiam.
Pros
- Kev cais tawm
- Covers kho tau tej yam uas twb muaj lawm
- Kev ceev ceev
- Multi-pet luv nqi
- Tsis muaj hnub nyoog siab tshaj rau kev cuv npe
Cons
- Ib co txawv txawv txawv
- Tus nqi ntxiv kom them cov nqi xeem
2. Lemonade - Tus nqi zoo tshaj
Lemonade yog tus neeg sib tw tshiab thaum nws los txog kev pov hwm tsiaj, tab sis lawv muaj cov ntaub ntawv zoo hauv lwm hom kev tuav pov hwm thiab qee tus nqi zoo tshaj koj tuaj yeem nrhiav tau. Lemonade siv AI-tsav software los ua cov ntaub ntawv thov sai dua thiab pheej yig dua li lwm txoj hauv kev, qhov nruab nrab tsuas yog ob hnub ua haujlwm. Lawv muab 70-90% cov nqi them rov qab thiab txiav tawm pib ntawm $ 100 thiab mus rau $ 500. Muaj ntau ntau txoj kev xaiv rau kev them nyiaj siab tshaj plaws los pab koj tswj koj tus nqi ib yam nkaus. Txawm hais tias lawv raug nqi qis dua, ntau hom kev pab them nqi yuav tsum tau ntxiv rau, suav nrog kev noj qab haus huv, kev kuaj mob, thiab kev kho lub cev.
Pros
- Kev thov ceev ceev
- Tus nqi qis
- Multi Pet Discount
- Txoj kev noj qab haus huv, kev kuaj mob thiab kev kho lub cev kev kho mob
Cons
- Qee hom kev txwv
- Tsis suav cov kev coj cwj pwm
- Nyob rau kev lag luam
3. Trupanion
Trupanion yog me ntsis kim dua li ntau cov kev xaiv hauv daim ntawv teev npe no, tab sis nws muaj qee qhov perks uas tuaj yeem ua rau tus nqi tsim nyog. Cov no suav nrog pab pawg neeg pabcuam 24/7, lub koob npe nrov, thiab kev pabcuam pib thaum yug. Kev thov txheej txheem sai sai, siv ob hnub ntawm qhov nruab nrab. Lawv kuj tseem them rau qee qhov xwm txheej ua ntej uas feem ntau tuam txhab tuav pov hwm tsis ua. Ib yam uas ua rau Trupanion sawv tawm yog tias muaj kev xaiv $ 0 txiav tawm, yog li koj tuaj yeem tau txais kev pab tam sim ntawd. Koj tuaj yeem xaiv koj qhov kev txiav tawm thiab them nyiaj siab tshaj plaws, tab sis cov nqi them rov qab tau teem rau ntawm 90%.
Pros
- $0 deductible option
- Ob hnub nruab nrab ua haujlwm
- Cov kev pab yug me nyuam
- Cov kev mob uas twb muaj lawm
- 24/7 Kev Pabcuam Tswvcuab
Cons
- Yuav tsum tso npe ua ntej 14
- Tsis them cov nqi kuaj lossis saib xyuas kev noj qab haus huv
- Tsuas yog ib qho kev xaiv (90%) tus nqi them rov qab
4. Sib pab
Kev puag yog nyob rau sab kim dua ntawm kev pov hwm tsiaj, tab sis koj cov nyiaj tsis mus pov tseg. Koj tau txais kev pabcuam siab los ntawm lawv txoj kev saib xyuas thiab ntau qhov txiaj ntsig uas lwm cov phiaj xwm tsis ua. Qhov no suav nrog kev coj tus cwj pwm thiab lwm txoj kev kho mob rau cov dev. Kev kho hniav thiab cov nqi kuaj mob kuj raug them. Embrace tseem npog cov kev kho mob ua ntej uas twb muaj lawm tom qab ib xyoos tsis muaj kev kho mob. Tsis muaj hnub nyoog siab tshaj rau kev tso npe kawm, tab sis nws tsis suav nrog kev mob ntawm cov dev rau npe tom qab hnub nyoog 14 xyoos.
Kev puag tuaj yeem ua ntau dua lossis tsawg dua los ntawm ntau yam kev xaiv. Cov nqi them rov qab yog li ntawm 70-90% thiab qhov nyiaj them siab tshaj plaws yog pib ntawm $ 5,000 thiab nce mus, suav nrog kev them nyiaj tsis txwv. Kev txiav tawm pib ntawm $ 200 thiab qhov kev txiav tawm siab tshaj plaws yog $ 1,000. Embrace muaj lub koob npe nrov ntawm cov neeg siv khoom zoo thiab yog qhov nruab nrab ntawm kev ua haujlwm ceev, nrog rau cov neeg thov siv tsib hnub ntawm qhov nruab nrab.
Pros
- 10% txo nqi ntau tus tsiaj
- Ntau yam kev xaiv kho kom haum
- Cov kev pab zoo heev
- Cov kev coj cwj pwm, kho hniav, nqi kuaj, thiab ntau dua
- Covers kho tau ua ntej uas twb muaj lawm
Cons
- Kim
- Yuav tsum tso npe ua ntej 14 kom tau kev pab them nqi kho mob
- Tsuas yog qhov nruab nrab ua kom ceev
5. Tus tsiaj zoo tshaj
Tus Tsiaj Zoo Tshaj Plaws yog qhov kev xaiv zoo uas muab kev pabcuam zoo ntawm tus nqi qis dua li ntau tus neeg sib tw. Lub tuam txhab no muaj ntau yam kev pab txhawb rau cov neeg siv khoom thiab tso cai rau koj mus rau e-file thiab teeb tsa ib qho kev them nyiaj ncaj qha. Txawm li cas los xij, lawv qeeb qeeb dua li lwm lub tuam txhab, siv li 10-30 hnub. Lawv muaj ob txoj kev them nyiaj siab tshaj plaws, $ 5, 000 lossis tsis txwv, thiab txiav tawm ntawm $ 50 thiab $ 1, 000. Cov nqi them rov qab yog 70%, 80%, lossis 90%. Yog koj muaj peev xwm them taus tos ntxiv, tus nqi qis yog qhov zoo heev.
Pros
- Zoo heev rau kev pab
- No lifetime limits
- 5% txo nqi ntau tus tsiaj
- Ntau daim ntawv xaiv
Cons
- Slow processing (10–30 hnub)
- No lwm txoj kev kho mob
6. AKC
AKC Pet Insurance yog tus tswv los ntawm American Kennel Club, yog ib lub koom haum loj tshaj plaws thiab paub zoo tshaj plaws hauv ntiaj teb. Vim li no, nws tau npaj rau cov dev purebred, nrog ntau qhov kev pab them nqi rau cov tsiaj uas tsis muaj kev pov hwm ib txwm. Nws tseem muaj kev xaiv rau kev sib xyaw ua ke thiab, txawm li cas los xij. Kev pab them nqi kho mob thiab qee yam kev pab them nqi kho mob yuav tsum tau yuav nyias. Ntau yam kev mob tshwm sim yuav tsum tau them tus nqi ntxiv thiab tso npe kawm ua ntej hnub nyoog ob xyoos thiaj li tau txais kev pab them nqi kho mob. Kev txiav tawm txawv ntawm $ 100- $ 1, 000 thiab kev pab them nqi ntawm 70% txog 90%. Cov ntawv pov hwm no tsis xav tau cov ntaub ntawv pov thawj rau npe, uas tuaj yeem ua tau zoo. Kev ua haujlwm ceev yog qhov nruab nrab, feem ntau cov neeg thov them nyiaj hauv ib lub lis piam.
Pros
- Tsis muaj vet cov ntaub ntawv yuav tsum tau rau npe
- Cov tsiaj ntau yam uas lwm tus neeg pov hwm tsis suav nrog
- Multi-pet luv nqi
- Tau npog ntau yam kab mob uas tshwm sim nrog kev ntxiv ntxiv
Cons
- Yuav tsum yuav kev kuaj mob thiab kev kho mob caj ces sib cais
- Kev ua haujlwm nruab nrab (7 hnub)
7. USAA
USAA cov cai tuav pov hwm tsiaj tej zaum yuav zoo li me ntsis paub rau koj-uas yog vim lawv tau tswj hwm los ntawm Embrace tsiaj pov hwm, muaj qhov sib txawv tsawg heev. Feem ntau, peb tsis pom lub ntsiab lus ntawm kev mus dhau lub tuam txhab cais, tab sis yog tias koj twb muaj lwm yam kev pov hwm los ntawm USAA, nws yuav tsim nyog los ntawm lawv kom khaws tag nrho koj cov ntawv pov hwm hauv ib qho chaw.
Cov ntawv pov hwm tsiaj no muaj lub koob npe zoo, nrog rau kev ua haujlwm nruab nrab ntawm 5 hnub. Lawv muaj ntau yam ntawm cov nqi muaj nyob ntawm tus nqi koj xaiv, nrog rau cov nyiaj them rov qab ntawm 70% mus rau 90% thiab txiav tawm uas pib ntawm $ 200 thiab nce mus txog $ 1, 000. Kuj tseem muaj ntau qhov kev them nyiaj siab tshaj plaws pib ntawm $ 5, 000. thiab nce mus rau unlimited.
Pros
- Multi-pet luv nqi ntawm 10%
- Ntau qhov kev txiav tawm, them rov qab, thiab kev xaiv them nyiaj
- Cov kev pab zoo heev
Cons
- Muaj qee yam uas yuav tsum xaiv dua Embrace
- Priceer
- Cov tsiaj yuav tsum tso npe ua ntej 14 rau kev pab them nqi kho mob
8. Geico
Zoo li USAA, Geico kuj ua nws cov ntawv pov hwm tsiaj los ntawm Embrace, yog li nws tsis muaj teeb meem tiag tiag lub tuam txhab koj mus dhau los. Qhov kev pov hwm tsiaj no zoo li Embrace hauv qhov uas nws muaj kev pab them nqi siab tab sis yog me ntsis kim dua li ntau txoj kev xaiv. Lawv muaj cov nqi them rov qab ntawm 70–90%, kev txiav tawm ntawm $ 200–1, 000, thiab them nyiaj ntau kawg ntawm $ 5, 000 thiab siab dua. Cov kev xaiv no tuaj yeem pab koj txheeb xyuas qhov kev xaiv zoo uas yuav pab koj nyob hauv koj cov peev nyiaj.
Pros
- Multi-pet luv nqi ntawm 10%
- Ntau qhov kev txiav tawm, them rov qab, thiab kev xaiv them nyiaj
- Cov kev pab zoo heev
Cons
- Muaj qee yam uas yuav tsum xaiv dua Embrace
- Priceer
- Cov tsiaj yuav tsum tso npe ua ntej 14 rau kev pab them nqi kho mob
9. Progressive
Zoo li ob qhov kawg ntawm daim ntawv teev npe no, Progressive tsis muaj ib qho kev pov hwm tsiaj tshwj xeeb; Hloov chaw, nws muaj kev pov hwm los ntawm Pets Best. Qhov ntawd txhais tau hais tias nws cov neeg siv khoom, lub sijhawm ua haujlwm, thiab cov kev xaiv them nyiaj zoo ib yam li Cov Tsiaj Zoo Tshaj Plaws. Progressive muaj peb txoj kev npaj yooj yim, phiaj xwm xwm txheej nkaus xwb, phiaj xwm xwm txheej thiab kev mob nkeeg, thiab kev sib tsoo, kev mob nkeeg, thiab kev noj qab haus huv. Zoo li Cov Tsiaj Zoo Tshaj Plaws, lawv yog tus nqi zoo rau lawv cov kev pab them nqi thiab muaj kev txhawb nqa cov neeg siv khoom zoo, tab sis lawv cov txheej txheem yuav siv sij hawm ntev dua, txog 10-30 hnub.
Pros
- Kev Pabcuam Los Ntawm Cov Tsiaj Zoo Tshaj Plaws nrog qee qhov sib txawv me ntsis
- Ntau qhov kev pab them nqi thiab kev xaiv
- Zoo heev rau kev pab
- Ntau cov neeg siv khoom txhawb nqa thiab xaiv cov ntaub ntawv
Cons
- Slower (10–30 hnub) kev thov kev thov
- Cov txiaj ntsig tsawg dua siv Cov Tsiaj Zoo Tshaj Plaws ncaj qha
- No lwm txoj kev kho mob
10. ASPCA
ASPCA tuaj yeem pheej yig lossis kim heev nyob ntawm qhov kev pab them nqi koj xaiv. Nws muaj kev huam yuaj nkaus xwb lossis kev sib tsoo thiab kev mob nkeeg nrog rau kev xaiv ntxiv rau kev pab them nqi kho mob. Nws them cov nqi kuaj mob, kev kho tus cwj pwm, thiab lwm txoj kev kho mob, uas ntau txoj kev xaiv tsis ua. Lawv tau txiav tawm ntawm $ 100 thiab $ 500 thiab cov nqi them rov qab ntawm 70%, 80%, lossis 90%. Nyob ntawm seb koj xaiv qhov twg, koj tus nqi tuaj yeem sib txawv, tab sis lawv nyiam muab qhov kev pab zoo tshaj plaws rau koj duas nyob ze nruab nrab ntawm lawv qhov ntau. Qee cov neeg siv khoom tau yws txog lawv cov kev pabcuam cov neeg siv khoom thiab qis dua qhov kev xav tau rov qab los. Ntxiv rau, ASPCA qeeb dua li ntau lub tuam txhab, ua cov ntaub ntawv thov hauv 30 hnub.
Pros
- Cov kev coj cwj pwm kev coj cwj pwm
- Cov nqi xeem
- Cov kev kho mob lwm yam
- Optional Wellness Plan
- Ntau tus customization
Cons
- Qee cov neeg tsis txaus siab
- Slow processing (30 hnub)
- Tsis yog tus nqi zoo tshaj
11. He althy Paws
Yog tias koj xav tau ceev ceev, He althy Paws tej zaum yuav yog qhov koj xaiv zoo tshaj. Nrog rau qhov nruab nrab tsuas yog ob hnub los ua cov ntawv thov thiab lub koob npe nrov rau Kev Pabcuam Cov Neeg Siv Khoom, lawv yog qhov kev xaiv zoo rau ntau tus tswv uas tsis tuaj yeem tos lub lis piam rau kev thov mus dhau. Lawv muaj tus nqi qis, tab sis lawv muaj qee qhov kev txwv uas peb tsis nyiam. Lawv muaj qee qhov kev txwv rau cov tsiaj uas tau kawm tom qab muaj hnub nyoog rau xyoo, thiab lawv tsis suav nrog feem ntau cov xwm txheej ua ntej. Lawv kuj tsis muaj kev kho tus cwj pwm, lwm txoj kev kho mob, lossis nqi kuaj mob. Lawv muaj kev txiav tawm qis dua, ntawm $ 100 thiab $ 250, thiab cov nyiaj them rov qab ntawm 50% thiab 90%. Tag nrho lawv cov phiaj xwm muaj kev them nyiaj tsis txwv.
Pros
- Ceev ceev (2 hnub)
- Ntau tus nqi thiab cov ntsiab lus them nqi
- Tus nqi pheej yig
Cons
- Tsis muaj lwm txoj kev los yog kev coj cwj pwm kev pab them nqi
- No pre-existing condition coverage
- No exam fee coverage
- Txoj kev txwv rau cov tsiaj cuv npe tom qab rau rau
12. Hartville
Hartville Pet Insurance tau sau los ntawm tib lub tuam txhab raws li ASPCA, yog li nws muaj cov xwm txheej zoo sib xws, txawm tias muaj qee qhov sib txawv. Zoo li ASPCA, Hartville tau muaj qee qhov kev tsis txaus siab rau cov neeg siv khoom yav dhau los. Nws muaj ntau yam kev pab them nqi kho mob, nrog rau kev them rov qab los ntawm 70% mus rau 90%, kev txiav tawm ntawm $ 100 txog $ 500, thiab kev them nyiaj siab tshaj plaws mus txog $ 10,000. Lawv them cov kev kho tus cwj pwm thiab cov nqi kuaj mob thiab muaj kev xaiv kev noj qab haus huv. Kev thov them rov qab qeeb me ntsis, siv sijhawm txog 30 hnub los ua haujlwm.
Pros
- Tsis muaj hnub nyoog siab tshaj
- Optional Wellness Plan
- Cov kev coj cwj pwm thiab cov nqi kuaj mob
- Ntau nqe lus muaj nqis
Cons
- Kev them rov qab qeeb qeeb (30 hnub)
- Cov neeg siv kev tsis txaus siab
- No unlimited payout option
13. Pumpkin
Pumpkin yog lub tuam txhab pov hwm tsiaj tshiab, uas ua rau nws nyuaj rau qhia nws cov neeg siv khoom li cas, qhov nruab nrab thov ceev, thiab kev ntsuas ntsuas. Lawv muaj qee qhov zoo nkauj zoo li qhov yooj yim online cov neeg siv khoom portal, tab sis lawv pab pawg pabcuam tau txwv sijhawm txij hnub Monday txog Friday. Lawv kuj zoo li me ntsis pricier dua lawv cov neeg sib tw ntawm ntau hom tsiaj. Lawv muab 90% tus nqi them, nrog ntau txoj kev xaiv muaj rau kev txiav tawm thiab cov nyiaj them siab tshaj plaws.
Pros
- 10% txo nqi ntau tus tsiaj
- Easy online customer portal
Cons
- Tus nqi siab rau ntau yam tsiaj
- Lub tuam txhab tshiab tsis muaj keeb kwm muaj zog
- Tsis muaj qhov hloov pauv hauv qhov kev pab them nqi (teeb rau 90%)
- Tsis muaj kev pab rau cov neeg siv khoom hnub so
14. Teb chaws
Nationwide yog ib qho kev tuav pov hwm tus tsiaj qis dua, tab sis nws muaj kev pab them nqi tsawg kom phim. Nws lub hnub nyoog txiav tawm yog nyob ntawm 10 xyoo-qis dua li cov neeg sib tw feem ntau, thiab nws tsis suav nrog cov kab mob hauv lub cev, kab mob hauv lub cev, lossis cov xwm txheej ua ntej. Kev kho tus cwj pwm muaj nyob rau hauv qee qhov kev npaj. Nws muaj $ 250 txiav tawm thiab them nyiaj ntawm 50% thiab 90%. Kev txwv them nyiaj txawv raws li qhov xwm txheej. Ib qho zoo ntawm Nationwide yog tias nws muaj kev pov hwm tsiaj txhu txawv. Nws yog qhov nrawm nrawm hauv kev ua haujlwm, nrog rau kev thov siv plaub hnub nyob nruab nrab.
Pros
- Tus nqi qis
- Exotic Pet insurance
- Kev thov plaub-hnub
- Kev coj cwj pwm kev coj cwj pwm muaj nyob rau hauv ib co phiaj xwm
Cons
- Tsis suav txog kev xeeb tub, yug los, muaj mob ua ntej
- Cab sau npe kawm ntawv thaum muaj 10 xyoo
- Ntau tus neeg tsis txaus siab
- Payout limit by condition
15. Bivvy
Bivvy yog lub tuam txhab pov hwm tsiaj tshiab uas ua haujlwm ntawm lub tswv yim pheej yig, yooj yim, tsis muaj kev pab them nqi kho mob. Lawv muaj tus nqi tiaj tus rau txhua tus tsiaj uas tsim nyog-hauv New Hampshire nws yog $ 14 ib hlis-uas tsis nyob ntawm hnub nyoog, qhov loj me, yug me nyuam, lossis poj niam txiv neej. Qhov no yog tus nqi qis heev, tab sis qib kev pab them nqi qis dua, nrog ntau qhov kev cais tawm thiab tus nqi rov qab qis dua tsuas yog 50%. Tsis tas li ntawd, Bivvy tau them nyiaj ntau tshaj txhua xyoo ntawm $ 3, 500 hauv New Hampshire thiab lub neej txwv ntawm $ 25, 000. Lawv npog ntau yam kab mob thiab cov kab mob hauv lub cev thiab cov xwm txheej ua ntej uas tsis muaj tsos mob tsis ntev los no, tab sis qhov kev pab cuam qis dua txhais tau tias koj ' tseem yuav tau them ib chunk zoo tawm hauv hnab ris.
Pros
- Pab, tus nqi qis
- Cov yam ntxwv ntawm ntau yam keeb kwm thiab keeb kwm
- Kev noj qab nyob zoo add-on
Cons
- $3,500 txwv txhua xyoo thiab $25,000 lub neej txwv
- No customization
- Muaj kev cais tawm
- Tsuas 50% kev pab them nqi
Cov Neeg Yuav Qhia: Yuav Nrhiav Dab Tsi hauv Kev Pov Hwm Tsiaj Hauv New Hampshire
Tsis muaj ib lub tuam txhab pov hwm tsiaj zoo rau txhua lub tsev, thiab nws yog ib qho tseem ceeb uas yuav tau saib xyuas koj tus dev cov kev xav tau thiab koj cov peev nyiaj kom pom tias tus nqi tsim nyog. Qhov kev pab them nqi koj tus dev yuav siv yog nyob ntawm hnub nyoog, hom, thiab lwm yam.
Policy Coverage
Yog tias koj tus dev yug tau ua rau qee yam kev mob nkeeg, nws tseem ceeb heev uas yuav tsum tau kuaj xyuas. Cov dev uas siv sijhawm sab nraum zoov hauv txhua qhov huab cua kuj tseem muaj qee qhov teeb meem kev noj qab haus huv thiab raug mob. Qee qhov kev pabcuam ntxiv tsis tsim nyog rau tus nqi, txawm li cas los xij; ntau "kev npaj noj qab haus huv" yeej kim dua li tsuas yog them tawm ntawm hnab tshos rau cov khoom uas lawv npog. Yog tias koj tus dev muaj teeb meem kev noj qab haus huv lawm los yog xav tau kev saib xyuas tshwj xeeb xws li tshuaj noj, nco ntsoov nyeem cov ntawv luam kom pom tias koj tuaj yeem xav tau dab tsi.
Kev Pabcuam & Lub Npe
Lub tuam txhab uas muaj lub koob npe nrov rau cov neeg siv khoom zoo yog qhov tseem ceeb, tab sis thaum saib cov kev tshuaj xyuas online, nws tseem ceeb heev kom nco ntsoov tias tib neeg tsis txaus siab rau kev tsis txaus siab thiab tsis muaj lub tuam txhab yuav muaj lub koob npe zoo. Nrhiav cov kev tshuaj xyuas uas taw qhia qhov teeb meem tib yam ntxiv.
Tseem nrhiav kev pab cov neeg siv khoom. Yog tias lawv tsis muaj kev pabcuam 24/7, puas yog cov sijhawm uas koj tuaj yeem ua haujlwm nrog? Lawv puas muaj kev pabcuam rau cov neeg siv khoom hauv xov tooj, email, lossis kev sib tham? Thaum muaj xwm txheej ceev, muaj peev xwm tham nrog koj daim ntawv pov hwm tuaj yeem yog qhov tseem ceeb, tab sis kev txwv sij hawm tsis yog ib qho kev cuam tshuam.
Thov them rov qab
Feem ntau cov tuam txhab pov hwm tsiaj xav kom koj them rau qhov kev saib xyuas tus tsiaj thawj zaug thiab xa daim ntawv thov nyiaj rov qab. Yog tias koj cov peev nyiaj tso cai rau cov nuj nqis kub ceev loj, qhov ntawd yuav tsis yog qhov loj. Tab sis yog tias koj tsis tuaj yeem them ib txhiab daus las thiab tos kom tau txais daim tshev rov qab, koj yuav xav nrhiav lub tuam txhab nrog lub koob npe nrov rau kev hloov pauv sai. Muaj ntau lub tuam txhab uas yuav ua cov ntawv thov feem ntau nyob rau hauv peb hnub. Qhov no yuav pab koj khaws koj cov nyiaj txiag kom zoo thaum muaj xwm txheej ceev. Kuj xyuas seb lawv puas them koj rov qab los ntawm daim tshev xa tuaj, tso nyiaj ncaj qha, lossis lwm txoj kev.
Price of Policy
Tus nqi cai nyob ntawm qhov kev pab them nqi, kev txiav tawm, kev them nyiaj siab tshaj plaws, cov nqi them rov qab, thiab ntau yam ntxiv. Hauv New Hampshire, koj tuaj yeem pom qhov kev pab them nqi qis li $ 10 ib hlis rau kev pab them nqi kho mob yooj yim lossis siab txog $ 125 rau kev pab them nqi ntau dua. Thaum koj tab tom sib piv cov phiaj xwm, xav txog seb koj yuav siv dab tsi thiab qhov pheej hmoo ntau npaum li cas koj tuaj yeem them taus thaum nws los txog rau cov nqi them rov qab thiab cov nyiaj them siab tshaj plaws.
Plan Customization
Qee lub tuam txhab muab kev hloov kho ntau dua lossis tsawg dua. Txoj hauv kev tseem ceeb uas cov tuam txhab tso cai rau koj hloov kho yog los ntawm kev hloov koj cov nqi them rov qab, them nyiaj ntau tshaj, thiab txiav tawm. Qee lub tuam txhab kuj tseem tso cai rau koj ntxiv cov kev pab them nqi ntxiv, xws li pob khoom noj qab haus huv lossis cov nqi kuaj mob, rau tus nqi ntxiv.
FAQ
Dab tsi yog txiav tawm, Them nyiaj ntau tshaj, thiab cov nqi them rov qab?
Thaum them nyiaj rau kev saib xyuas tsiaj, tus nqi koj yuav them tawm ntawm lub hnab yog nyob ntawm peb yam - koj qhov kev txiav tawm, qhov nyiaj them siab tshaj plaws, thiab cov nyiaj them rov qab (qee zaum tsuas yog hu ua tus nqi them). Koj yuav tsum them tag nrho koj cov nyiaj txiav tawm ua ntej koj daim ntawv pov hwm them nqi dab tsi. Cov nyiaj no feem ntau yog nyob nruab nrab ntawm $100 thiab $1,000, nrog rau qee qhov kev zam. Los ntawm qhov ntawd, koj thiab lub tuam txhab tuav pov hwm faib tus nqi. Tus nqi koj them nyiaj pov hwm yog nyob ntawm tus nqi them rov qab. Feem ntau, lawv them 70-90% nyob ntawm txoj kev npaj koj xaiv. Yog tias koj tus kws kho tsiaj cov nqi kho mob siab heev, koj yuav raug them nyiaj ntau tshaj txhua xyoo, uas feem ntau yog $ 5, 000 lossis siab dua. Thaum koj daim ntawv tuav pov hwm tau muab cov nyiaj ntawd rau koj, koj tau nyob rau ntawm qhov sib tw rau cov nqi ntxiv rau xyoo ntawd.
Kuv Puas Muaj Kev Pov Hwm Kuv Tus Neeg Laus?
Yog tias koj ua pov hwm koj tus dev thaum nws tseem yau, qhov kev tuav pov hwm yuav tsum nyob mus ib txhis. Txawm li cas los xij, yog tias koj tso nws mus txog rau tom qab hauv lub neej, koj yuav pom koj cov kev xaiv txwv. Muaj cov tuam txhab uas pov hwm tsiaj ntawm txhua lub hnub nyoog, tab sis cov nqi feem ntau siab dua. Lwm lub tuam txhab yuav tsis them rau qee yam xwm txheej yog tias tus tsiaj tau sau npe ua tus laus. Ntau lub tuam txhab muaj kev txiav tawm ntawm ib ncig ntawm 12 xyoos, tab sis qhov no tuaj yeem sib txawv.
Puas Kev Npaj Noj Qab Haus Huv thiab Ntxiv-ons tsim nyog Nws?
Cov phiaj xwm kev noj qab haus huv yog ib qho ntxiv uas muab kev pab them nqi kho mob rau koj xws li kev kuaj xyuas txhua xyoo, txhaj tshuaj tiv thaiv, thiab lwm yam kev tu tsiaj. Qee zaum, qhov no yog txoj hauv kev zoo rau txuag nyiaj, tab sis ntau zaus, nws tsis tsim nyog rau tus nqi. Yog tias koj tab tom txiav txim siab txog txoj kev npaj noj qab haus huv, hu rau koj tus kws kho tsiaj thiab sau ntau npaum li cas qhov kev saib xyuas niaj hnub yuav raug nqi tawm ntawm hnab ris. Feem ntau, Cov Kev Npaj Noj Qab Haus Huv tsis txuag koj nyiaj.
Tus Muab Kev Pov Hwm Tus Tsiaj twg yog qhov zoo tshaj rau koj?
Txawm hais tias tsis muaj lub tuam txhab zoo meej, muaj ob peb yam uas peb hlub tshaj lwm tus. Cov kev tshuaj xyuas no tuaj yeem pab koj txo qis koj daim ntawv teev npe. Peb xaiv Figo ua lub tuam txhab pov hwm zoo tshaj plaws, nrog kev pab them nqi zoo, kev pabcuam ceev, thiab tus nqi zoo. Yog tias koj xav kom koj cov nyiaj ntau npaum li qhov ua tau, Lemonade yog peb txoj kev xaiv tus nqi, muab kev pabcuam zoo thiab qis dua tus nqi nruab nrab. Thiab Trupanion yog peb qhov kev xaiv zoo tshaj plaws, nrog tus nqi siab dua me ntsis tab sis kev pab them nqi tsis txaus.
Conclusion
Kev pov hwm tsiaj yog qhov kev xaiv loj, tab sis peb cia siab tias tsab xov xwm no yuav pab koj paub txhua yam koj xaiv. New Hampshire tus tswv tsiaj muaj ntau yam kev xaiv los tiv thaiv lawv cov neeg hlub. Txawm hais tias muaj ntau dhau los npog ntawm no, peb cia siab tias peb cov kev tshuaj xyuas ntawm kaum tsib lub tuam txhab nrov tuaj yeem muab qhov pib zoo rau koj.
