Dachshunds 'cov cim lag luam ntev thiab qis lub cev kos ntau tus tswv dev rau tsiaj. Thaum cov yam ntxwv ntawm lub cev no ntxim nyiam, cov qauv pob txha tshwj xeeb uas ua rau cov cwj pwm no tuaj yeem ua rau Dachshunds muaj feem cuam tshuam txog ib puag ncig thiab caj ces.
Yog tias koj muaj Dachshund lossis tab tom txiav txim siab yuav ib qho, peb xav kom tshawb xyuas tsiaj pov hwm rau koj tus menyuam dev. Txij li thaum yug me nyuam no tuaj yeem ua rau mob qog nqaij hlav, rog rog, thiab kab mob intervertebral disc, muaj kev pov hwm tsiaj los pab them qee tus nqi tuaj yeem ua rau muaj kev ntxhov siab nyiaj txiag ntawm koj lub xub pwg nyom.
Cia li nyeem ntawv txhawm rau nrhiav 10 qhov kev pov hwm zoo tshaj plaws rau Dachshunds.
The 10 Best Pet Insurance Providers for Dachshunds
1. Lemonade Pet Insurance - Qhov Zoo Tshaj Plaws
Lemonade Pet Insurance muab txoj cai zoo tshaj plaws rau Dachshunds. Lawv cov phiaj xwm hauv paus tsis suav nrog kev saib xyuas kev tiv thaiv thiab raug nqi ntawm $ 32.12 / hli. Yog tias koj xav ntxiv kev pab them nqi kho mob xws li kuaj kev noj qab haus huv, peb cov tshuaj tiv thaiv, kuaj ntshav, thiab kuaj kab mob plawv, nws yuav yog $ 16 / hli ntxiv. Thaum kawg, lawv cov pob uas muaj ntau tshaj plaws suav nrog tag nrho cov saum toj no ntxiv rau kev tu hniav niaj hnub thiab tshuaj tua kab mob los yog kab mob plawv rau ib qho ntxiv $24.30/ hli.
Lemonade tso cai rau koj los hloov kho koj txoj cai ntxiv los ntawm kev xaiv cov khoom ntxiv xws li cov nqi mus ntsib kws kho tsiaj (+ $ 6.23 / hli), kho lub cev ($ 2.03 / hli), lossis kawg ntawm lub neej thiab nco txog (+ $ 3.73 / hli). Koj tuaj yeem hloov kho koj tus nqi them los ntawm kev kho qhov feem pua ntawm koj daim nqi koj xav kom lawv them, koj qhov kev txiav tawm txhua xyoo, thiab qhov siab tshaj plaws uas lawv yuav them rau ib xyoos.
Lemonade lub sijhawm tos yog ob hnub rau kev raug mob, 14 hnub rau kev mob, thiab rau lub hlis rau kev raug mob ligament cruciate. Thiab xov xwm zoo rau cov tswv Dachshund yog lawv muab kev pab them nqi kho mob ntsig txog kev yug me nyuam thiab kev xeeb tub.
Yog tias koj siv Lemonade rau lawv cov kev tuav pov hwm cov cai, koj yuav tau txais 10% luv nqi rau bundling. Ib qho ntxiv 5% ntau tus tsiaj luv nqi yuav raug siv yog tias koj pov hwm ntau dua ib tus tsiaj. Thiab, kom txuag tau ntau dua, them txhua xyoo tsis yog txhua hli kom tau txais 5% luv nqi. Kev them nyiaj txhua xyoo tseem yuav txuag koj tus nqi $ 1 / hli.
Pros
- Txoj kev npaj pheej yig
- Tseem tos lub sijhawm raug mob
- Great add-on options
- Kev pab them nqi kho mob rau lub cev xeeb tub thiab kev xeeb tub
Cons
$ 1 daim nqi
2. Fetch Pet Insurance - Tus nqi zoo tshaj
Fetch Pet Insurance muab Dachshund cov tswv nrog txoj cai tus nqi zoo tshaj. Lawv cov phiaj xwm hauv paus tsuas yog $ 35.05 / hli nrog kev txiav tawm txhua xyoo ntawm $ 500 thiab tus nqi them rov qab ntawm 80%. Lawv yuav them txog $10,000 ib xyoos twg. Koj tuaj yeem tweak qhov nyiaj them, txiav tawm, thiab them rov qab tus nqi kom tau txais kev pab zoo dua lossis tus nqi them txhua hli zoo dua. Tus nqi qis tshaj tsuas yog $ 24.74 / hli nrog $ 5,000 them nyiaj txhua xyoo, $ 700 txiav tawm, thiab 70% tus nqi them rov qab.
Txoj kev npaj no suav nrog cov xwm txheej tshwj xeeb, uas yog qhov tseeb uas cov tswv Dachshund yuav tsum nrhiav hauv lawv txoj cai. Nws kuj tseem them cov nqi kuaj mob rau kev kuaj mob, kev kho hniav tag nrho, thiab kev saib xyuas tag nrho.
Txoj kev npaj no tsis suav nrog kev saib xyuas kev noj qab haus huv thiab kev noj qab haus huv, thiab tsis muaj kev xaiv ntxiv rau qhov no.
Fetch muaj 15-hnub tos lub sijhawm ua ntej nws yuav muab kev pab them nqi kho mob, kev mob nkeeg, lossis lwm yam xwm txheej uas tau them los ntawm txoj cai. Tsis muaj kev pab cuam rau cov ligament cruciate lossis lwm cov nqaij mos tsis zoo hauv thawj rau lub hlis.
Pros
- Dental coverage
- Cov kab mob tshwj xeeb
- Acupuncture thiab homeopathic therapy coverage
- Tsis muaj kev xaiv ntxiv rau kev saib xyuas kev noj qab haus huv
Cons
- Tsis muaj kev xaiv ntxiv rau kev saib xyuas kev noj qab haus huv
- Nyob ntev tos
3. He althy Paws Pet Insurance
He althy Paws Pet Insurance, ntawm $87.70/hli, yog nyob rau ntawm tus nqi siab dua, tab sis lawv cov phiaj xwm hauv paus suav nrog cov nyiaj them txhua xyoo tsis txwv. Qhov kev txiav tawm rau txoj kev npaj no tsuas yog $ 250 thiab koj yuav tau txais 80% cov nyiaj rov qab. Yog tias tus nqi them siab dhau lawm, koj tuaj yeem kho koj cov nyiaj them rov qab thiab cov kev txiav tawm kom tau txais nws qis li $66.21 / hli. Qhov nyiaj them siab tshaj plaws yuav nyob twj ywm unlimited.
Cov phiaj xwm no suav nrog cov kab mob hauv keeb kwm thiab keeb kwm, tshuaj kho mob, lwm yam kev kho mob, kev phais, thiab kev kuaj mob. Lawv tsis muaj kev tiv thaiv lossis kev saib xyuas niaj hnub, thiab tsis muaj kev xaiv ntxiv qhov no rau tus nqi ntxiv. Txoj kev npaj yuav tsis them rau cov tshuaj tiv thaiv kab mob plawv, tshuaj tiv thaiv, lossis kev kho hniav tshwj tsis yog tias muaj hniav raug mob los ntawm kev sib tsoo.
He althy Paws muaj sijhawm 15-hnub tos rau kev sib tsoo thiab mob thiab lub sijhawm tos ib xyoos rau txhua yam mob ntsig txog hip dysplasia. Dachshunds nquag tsim hip dysplasia yog li ntawd yog ib yam uas yuav tsum nco ntsoov.
Pros
- Unlimited nyiaj txhua xyoo
- Kho tau nyiaj hli txhua hli
- Hereditary and congenital condition coverage
- Kev pab them nqi kho mob lwm yam
Cons
- Kim
- Nyob tos lub sij hawm rau hip dysplasia coverage
4. Spot Pet Insurance
Spot Pet Insurance muab kev tuav pov hwm pheej yig thiab kho tau rau cov tswv Dachshund. Tsuas yog $ 33.80 / hli, koj yuav tau txais Daim Ntawv Pov Hwm Kev Nyab Xeeb & Kev Mob Nkeeg uas muab 70% tus nqi them rov qab nrog kev txiav tawm txhua xyoo ntawm $ 500. Hmoov tsis zoo, qhov kev txwv txhua xyoo yog qhov tsawg ntawm $ 2, 500. Koj tuaj yeem hloov kho cov kev xaiv no kom tau txais kev pab ntau dua, tus nqi them rov qab zoo dua, thiab txo qis dua. Kho cov lej no yuav cuam tshuam rau koj tus nqi them txhua hli.
Cov phiaj xwm hauv paus suav nrog cov xwm txheej ntawm keeb kwm thiab keeb kwm, teeb meem kev coj cwj pwm, kev mob nkeeg, thiab xwm txheej. Nws tseem yuav them cov nqi kuaj mob, kuaj mob, thiab cov kev kho mob siab heev xws li kev kho tshuaj khomob thiab kev kho mob qia hlwb.
Koj tuaj yeem ntxiv pob Kev Tiv Thaiv Kev Kho Mob kom tsawg li $9.95/ hli. Cov phiaj xwm kub suav nrog $ 250 ib xyoos ib zaug rau kev tu hniav, kuaj xyuas kev noj qab haus huv, deworming, kuaj fecal, thiab ntau dua. Platinum Plan yog $24.95 / hli tab sis muab $450 ntxiv rau kev saib xyuas.
Txuag $24/xyoo hauv tus nqi pauv los ntawm kev them nyiaj txhua xyoo. Tau txais 10% luv nqi rau txhua tus tsiaj ntxiv uas koj sau npe.
Lub sij hawm tos kev sib tsoo, mob, thiab ligament thiab hauv caug mob yog 14 hnub.
Pros
- Lub sijhawm luv luv rau cov teeb meem ligament thiab hauv caug
- Cov nqi kuaj mob
- Kev pab them nqi kho mob rau kev xeeb tub thiab yug me nyuam
- Cov kev pab them nqi khomob thiab cov qia cell kho
- Kev xaiv ntxiv rau kev saib xyuas kev tiv thaiv
Cons
Txoj kev txwv txhua xyoo hauv lub hauv paus phiaj xwm
5. Embrace Pet Insurance
Embrace Pet Insurance muaj cov phiaj xwm kev tuav pov hwm zoo heev thiab dav rau cov tswv Dachshund. Lawv cov phiaj xwm hauv paus yog $ 39.54 / hli nrog $ 8, 000 kev txwv txhua xyoo, $ 500 txiav tawm, thiab 80% cov nyiaj rov qab feem pua. Txoj cai no suav nrog tej yam xws li kev kuaj tsis haum, kuaj kuaj, kuaj lub cev, nqi kuaj mob, kev mob hauv lub cev thiab caj ces, tshuaj kho mob, thiab lwm yam. Txawm hais tias lawv tsis muab kev pab them nqi kho mob ua ntej, lawv sib txawv ntawm qhov kho tau thiab kho tsis tau. Yog tias koj lub Dachshund tsis muaj tsos mob ntawm tus mob kho tau 12 lub hlis sib law liag, lawv yuav rov ntsuas koj qhov kev pab them nqi kho mob.
Kev puag yuav txo koj qhov kev txiav tawm los ntawm $50 txhua xyoo yog tias koj tsis ua ib qho kev thov. Lawv kuj muab 10% ntau tus tsiaj luv luv thiab 5% luv nqi rau cov tub rog ua haujlwm lossis qub tub rog.
Embraces 'Kev Noj Qab Haus Huv Qhov Khoom Plig yog ib qho kev xaiv ntxiv uas them rov qab rau koj rau txhua hnub vet, kev cob qhia, thiab tu tus nqi tu koj ntsib. Nws tsis yog txoj cai tuav pov hwm ib leeg. Xav tias nws yog ib qho cuab yeej siv nyiaj txiag nrog cov khoom plig. Nws muab kev pab them nqi rau tej yam xws li lub caj pas qhov quav, tshuaj tiv thaiv, microchipping, thiab lwm yam.
Lub sijhawm tos yog 14 hnub rau kev mob thiab tsuas yog 48 teev rau kev sib tsoo. Muaj 6 lub hlis tos rau cov mob orthopedic, txawm hais tias qhov no tuaj yeem raug txo mus rau 14 hnub los ntawm kev ua tiav Orthopedic Exam thiab Waiver Process.
Embrace tsub tus nqi them tus nqi ib zaug ntawm $25 thaum koj yuav koj txoj kev npaj thiab $1 / hli tus nqi them.
Pros
- Short wait for accidents
- Tau npog cov xwm txheej ua ntej uas twb muaj lawm
- Txoj kev txiav tawm
- Kev xaiv kom txo tau cov mob orthopedic tos lub sijhawm
Cons
- ib zaug admin fee
- Txoj kev them nqi txhua hli
6. Trupanion
Trupanion yog ib lub tuam txhab tuav pov hwm nrov tshaj plaws thiab yog ib qho kev xaiv zoo rau cov laus Dachshunds. Lawv tsis nce tus nqi ntawm koj txoj kev npaj raws li koj tus dev hnub nyoog li lwm lub tuam txhab pov hwm tsiaj ua. Lawv cov phiaj xwm muaj nqi heev, txawm li cas los xij, thiab tsis nyob hauv ntau tus neeg cov peev nyiaj. Piv txwv li, lawv yuav them 90% ntawm koj daim nqi kho tsiaj nrog $ 200 txiav tawm rau $ 163.50 / hli. Ua tsaug, Trupanion tso cai rau cov tswv txoj cai yav tom ntej los kho lawv cov kev txiav tawm nrog cov zawv zawg kom koj tuaj yeem xaiv qhov ua haujlwm zoo tshaj plaws nrog koj cov peev nyiaj. Koj tus nqi them tuaj yeem qis li $66.09 yog tias koj xaiv $ 1,000 txiav tawm. Txhua Trupanion cov phiaj xwm tuaj nrog kev them nyiaj ib xyoos tsis txwv.
Lawv txoj cai suav nrog kev mob nkeeg, raug mob, mob tshwj xeeb, thiab cov txheej txheem xws li kuaj mob thiab tshuaj.
Trupanion muaj ob txoj hauv kev los txhim kho koj cov kev pabcuam. Koj tuaj yeem ntxiv lawv cov pob nyiaj rov qab & Kev Saib Xyuas Ntxiv rau $ 21.45 / hli. Qhov no muab kev pab cuam rau lwm txoj kev kho mob xws li hydrotherapy, chiropractic care, thiab acupuncture. Rau ib qho ntxiv $ 4.95 / hli, koj tuaj yeem xaiv Pet Owner Assistance add-on. Qhov no yuav muab kev pab them nqi caij tsheb yog tias koj mus pw hauv tsev kho mob, faus neeg lossis faus rau cov neeg tuag vim raug xwm txheej, thiab tshaj tawm thiab khoom plig rau cov tsiaj ploj.
Trupanion lub sijhawm tos yog 30 hnub rau kev mob nkeeg thiab tsib hnub rau kev raug mob.
Pros
- Unlimited payouts
- 90% kev pab
- Adjustable deductible
- Premiums yuav tsis nce raws li koj tus tsiaj muaj hnub nyoog
Cons
- Nyob tos txog kev mob nkeeg
- Kim
7. Figo Pet Insurance
Figo Pet Insurance muab peb txoj hauv kev rau koj txoj cai pov hwm Dachshunds. Txhua lub phiaj xwm muab qhov sib txawv ntawm qhov kev pab cuam txhua xyoo. Qhov Kev Npaj Tseem Ceeb yog $ 32.05 / hli rau $ 5,000 kev pab them nqi txhua xyoo. Cov phiaj xwm nyiam yog $ 35.08 / hli rau $ 10, 000 ib xyoos ib zaug, thiab qhov kawg txoj kev npaj yog $ 45.23 / hli rau cov kev pab cuam ib xyoos tsis txwv. Koj tuaj yeem kho cov nqi them txhua hli no los ntawm kev xaiv cov nqi them rov qab sib txawv lossis cov nqi txiav tawm. Cov lus hais saum toj no yog rau 80% them rov qab nrog $ 500 txiav tawm.
Koj txoj cai yuav them rau tej yam xws li cov tshuaj FDA pom zoo, kev phais, kev kuaj mob, thiab kev mob caj dab lossis mob hauv lub cev. Tsis muaj hnub nyoog siab tshaj ntawm cov tsiaj. Cov neeg tuav txoj cai tseem muaj kev nkag mus rau Live Vet chat feature hauv Figo Pet Cloud app rau 24/7 nkag mus rau vet.
Lub sijhawm tos rau lub hauv caug mob thiab lub duav dysplasia yog rau lub hlis, tab sis tsuas yog ib hnub rau kev raug mob vim raug xwm txheej thiab 14 hnub rau kev mob. Koj tuaj yeem zam lub sijhawm tos rau cov mob orthopedic los ntawm kev kuaj mob orthopedic hauv thawj 30 hnub ntawm koj lub sijhawm txoj cai.
Figo tso cai rau koj "txhawb zog" koj txoj kev npaj los ntawm kev xaiv rau Basic or Plus kev pab them nqi kho mob. Koj tseem tuaj yeem ntxiv cov kev pab them nqi kho tsiaj los yog "khoom kho mob ntxiv" rau kev them nqi kawg thiab kev tshaj tawm tsiaj ploj.
Cov txheej txheem thov tuaj yeem siv sijhawm txog 30 hnub, ntev dua li lwm lub tuam txhab.
Pros
- Txhim kho cov nqi them txhua hli kom haum rau txhua qhov peev txheej
- Access to Live Vet tham
- Short accident waiting time
- Ntau lub sijhawm los kho koj txoj cai
Cons
- Tsis muaj xwm txheej nkaus xwb
- Nyob tos lub sij hawm them rov qab
8. Pumpkin Pet Insurance
Pumpkin Pet Insurance muab txoj cai dav dav rau koj lub Dachshund uas suav nrog cov xwm txheej tshwm sim thiab mob xws li hip dysplasia, teeb meem plab zom mov, mob pob ntseg, thiab ntau dua. Lawv kuj suav nrog kev kuaj mob, kev phais, kev kho mob qog noj ntshav, thiab tshuaj kho mob. Tsis zoo li qee qhov kev tuav pov hwm, Pumpkin tseem yuav them rau cov kab mob hniav thiab cov pos hniav, cov nqi kuaj mob, microchipping, thiab cov kev mob tshwm sim.
Tus nqi them txhua hli yog siab dua li ntau lwm lub tuam txhab pov hwm, tab sis nws yuav tsim nyog rau qhov kev pab them nqi koj tau rov qab. Tag nrho cov Pumpkin cov phiaj xwm tuaj nrog 90% cov nyiaj them rov qab, thiab koj tuaj yeem kho qhov kev txwv txhua xyoo thiab txiav tawm kom tweak koj cov nqi txhua hli. Kev txwv $10,000 txhua xyoo thiab $500 txiav tawm yuav raug nqi $72.45/hli.
Txhim kho koj txoj cai los ntawm kev ntxiv rau qhov kev xaiv tiv thaiv qhov tseem ceeb. Cov pob khoom noj qab haus huv no tsis yog kev pov hwm kev lag luam tab sis yuav pab koj ua ntej ntawm cov teeb meem kev noj qab haus huv los ntawm kev muab nyiaj rov qab rau kev saib xyuas kev noj qab haus huv tseem ceeb. Nws suav nrog cov nyiaj rov qab rau kev saib xyuas xws li kuaj kev noj qab haus huv txhua xyoo, ob qho tshuaj tiv thaiv, thiab kuaj kab mob parasite. Nws yog ib qho ntxiv $18.95/ hli.
Pumpkin muab 10% luv nqi ntxiv rau lwm tus tsiaj rau koj txoj kev npaj. Lawv them tus nqi $2.00 ib hlis twg, txawm hais tias qhov no tuaj yeem zam tau los ntawm kev them koj cov phiaj xwm txhua xyoo.
Lub sijhawm tos yog 14 hnub rau kev sib tsoo, mob, thiab ligament thiab hauv caug mob.
Pros
- Tseem tos lub sij hawm luv luv rau ligament raug mob
- 90% tus nqi them rov qab rau txhua qhov kev npaj
- Multi-pet luv nqi
- Txoj kev npaj tiv thaiv kab mob
Cons
- Priier dua lwm txoj kev npaj
- Nyob ntev tos rau kev sib tsoo
9. MetLife Pet Insurance
MetLife muab kev tuav pov hwm tsiaj rau Dachshund cov tswv ntawm pob nyiaj siv. Lawv muaj peb txoj kev npaj xaiv los ntawm, nrog rau cov nqi ntawm $ 23.28 txog $ 35.38, txawm hais tias cov nqi no tuaj yeem hloov kho los ntawm kev kho koj cov txiaj ntsig txhua xyoo, txiav tawm, thiab them rov qab tus nqi. Tag nrho cov phiaj xwm suav nrog kev them nyiaj rau kev sib tsoo, mus pw hauv tsev kho mob, nqi kuaj mob, mob, ultrasounds, tshuaj, thiab kev saib xyuas holistic, nrog rau lwm tus. Lawv tsis muab kev pab them nqi rau cov khoom noj tsiaj, kev noj zaub mov tshwj xeeb, lossis cov tshuaj vitamin thiab ntxhia. Lawv txoj kev npaj tshwj xeeb hais tias nws them rau kev saib xyuas rau Intervertebral Disc Disease (IVDD), ib qho mob uas cuam tshuam txog 19–24% ntawm Dachshunds.
MetLife muab kev txo nqi rau cov neeg tuav pov hwm txoj cai rau kev ua tub rog ua haujlwm lossis so haujlwm ua tub rog lossis thawj tus neeg teb, tus neeg ua haujlwm kho mob, lossis cov neeg ua haujlwm thiab tus tswv ntawm cov chaw tu tsiaj. Koj tseem tuaj yeem txuag nyiaj los ntawm kev tsis xa daim ntawv thov hauv ib xyoos. Koj qhov kev txiav tawm tuaj yeem txo qis ntawm $ 25 thiab $ 50 txhua xyoo koj tsis xa daim ntawv thov.
MetLife cov txheej txheem thov tuaj yeem ua rau muaj teeb meem. Tsis txhob sau ib daim ntawv ntawm lub vev xaib lossis hauv smartphone app, koj yuav tsum rub tawm thiab sau ib daim ntawv uas koj yuav xa rov qab los ntawm email, fax, r mail. Kev them nyiaj feem ntau tshwm sim sai, tab sis, feem ntau hauv 10 hnub ua haujlwm.
Kev pab cuam xwm txheej pib hnub koj qhib koj txoj cai, thaum kev pab them nqi mob pib 14 hnub tom qab. Cov xwm txheej xws li teeb meem ligament cruciate thiab IVDD raug rau lub sijhawm tos rau lub hlis.
Pros
- Cov kev xaiv pheej yig
- No tos lub sij hawm rau xwm txheej
- Cov luv nqi muaj rau cov tuav pov hwm txoj cai
Cons
- Tsis tuaj yeem them tus tsiaj ncaj qha
- Cov txheej txheem thov nyuaj
10. Wagmo
Wagmo yog lub tuam txhab pov hwm tsiaj tshwj xeeb vim lawv muab kev pab kho mob xwm txheej ceev thiab kev pab them nqi kho mob niaj hnub thiab kev tiv thaiv. Lawv cov phiaj xwm xwm txheej ceev yog $ 45.82 / hli thiab suav nrog 90% tus nqi them rov qab thiab $ 20,000 ntawm cov nyiaj them txhua xyoo. Qhov kev txiav tawm yog siab, txawm li cas los xij, ntawm $ 1,000. Koj tuaj yeem hloov qhov kev txiav tawm mus rau $ 500 lossis txawm tias $ 250, tab sis qhov no yuav cuam tshuam rau koj tus nqi them txhua hli. Koj tuaj yeem xaiv 100% cov nyiaj rov qab yog tias koj xav tau.
Lawv Txoj Kev Pabcuam Tus Tsiaj Classic tsuas yog $ 36 / hli thiab suav nrog kev them nyiaj rau kev kuaj mob niaj hnub, peb qhov tshuaj tiv thaiv, ntshav ua haujlwm, kuaj fecal, kuaj zis, mob plawv, thiab tu cev. Lawv kuj tseem muaj cov phiaj xwm Tus nqi rau $ 20 / hli thiab Deluxe npaj rau $ 59 / hli. Koj tuaj yeem ntxiv rau daim phiaj xwm kev noj qab haus huv lossis xaiv txoj kev npaj noj qab haus huv tsuas yog tias koj tsis xav tau kev pab them nqi rau kev sib tsoo thiab mob.
Wagmo txoj kev npaj muaj 15-hnub tos rau kev sib tsoo thiab mob thiab 30 hnub rau kev kho mob qog noj ntshav. Lawv cov phiaj xwm kev noj qab haus huv pib tam sim ntawd. Wagmo txaus siab rau nws tus kheej ntawm nws lub sijhawm hloov pauv sai. Lawv them cov nyiaj pab them nqi kho mob hauv 24 teev thiab 10 hnub rau kev thov nyiaj pov hwm.
Pros
- Kev pab them nqi kho mob yog ib qho khoom ntxiv lossis cov khoom muag ib leeg
- Qhia them rov qab sai rau kev thov kev noj qab haus huv
- Txog 100% nyiaj rov qab
Cons
High deductible tsim nyog rau tus nqi pheej yig
Dab tsi los nrhiav hauv Pet Insurance rau Dachshunds
Xaiv txoj kev npaj koj xav tau rau koj Dachshund yuav xav tias nyuaj heev. Muaj ntau ntau yam ntawm kev ua si thaum xav txog cov phiaj xwm kev tuav pov hwm, yog li cia peb ua tib zoo saib tsib yam tseem ceeb tshaj plaws uas koj yuav tsum tau tshawb nrhiav thaum mus yuav khoom rau qhov zoo tshaj plaws kev tuav pov hwm tsiaj rau Dachshunds.
Policy Coverage
Thawj thiab tseem ceeb tshaj plaws uas koj yuav tsum xav txog thaum yuav khoom pov hwm tsiaj rau koj Dachshund yog txoj cai yuav them. Koj yuav tsum paub meej tias koj txoj kev npaj muab kev pab them nqi dab tsi yog li tsis muaj qhov xav tsis thoob thaum koj ntsib nrog daim nqi loj ntawm tus kws kho tsiaj. Feem ntau cov tuam txhab pov hwm tso cai rau koj hloov koj txoj kev npaj kom haum koj cov kev xav tau, tab sis qee qhov nruj dua nrog lawv cov kev pab them nqi. Feem ntau cov kev tuav pov hwm yuav them rau cov xwm txheej thiab kev mob nkeeg, tab sis muaj kev sib tsoo nkaus xwb yog tias koj xav tias yog txhua yam koj xav tau.
Kev Pabcuam & Lub Npe
Cov neeg siv khoom tsis zoo tuaj yeem ua lossis rhuav tshem lub koob npe nrov ntawm lub tuam txhab pov hwm. Thaum cov neeg tuav txoj cai ncav cuag lub tuam txhab, nws yog vim lawv muaj teeb meem uas xav tau daws. Qhov kawg uas lawv xav ua yog tos ib puag ncig ntawm kev tuav txhua hnub lossis, txawm tias phem dua, txawm tias tsis muaj peev xwm tuav tau tib neeg txhua hnub. Thaum tshawb nrhiav lub tuam txhab pov hwm rau koj Dachshund, nyeem cov kev tshuaj xyuas online los ntawm cov neeg tuav pov hwm tam sim no. Lawv yuav muab kev nkag siab rau lawv cov kev paub dhau los nrog lub tuam txhab thiab lawv qib kev pabcuam cov neeg siv khoom. Koj tuaj yeem xav txog seb koj nkag mus rau lub tuam txhab cov neeg siv khoom li cas. Puas yog ntawm xov tooj? Email? Nyob sib tham? Txoj kev twg yooj yim tshaj rau koj thiab koj txoj kev ua neej?
Thov them rov qab
Qhov ceev thiab yooj yim ntawm cov txheej txheem them rov qab yog qhov tseem ceeb. Qhov yooj yim dua nws yog los thov, qhov kev ntxhov siab tsawg koj yuav hnov. Qhov koj cov nyiaj them tuaj sai dua, qhov nyiaj txiag tsawg dua koj yuav nyob rau hauv. Txog tam sim no, txoj hauv kev yooj yim tshaj plaws rau kev thov yog los ntawm kev them nqi ncaj qha. Koj tus kws kho tsiaj lub chaw ua haujlwm yuav sau koj lub tuam txhab pov hwm ncaj qha thiab koj tsuas yog them koj ib feem ntawm daim nqi. Hmoov tsis zoo, feem ntau cov tuam txhab tsis muaj kev them nqi ncaj qha nrog cov kws kho tsiaj. Yog tias koj tsis ua li ntawd, koj yuav tsum tau them koj daim nqi ntawm lub sijhawm cov kev pabcuam tau muab thiab xa cov ntawv txais nyiaj ua haujlwm. Qhov no tuaj yeem yog cov txheej txheem siv sijhawm, tab sis feem ntau ntawm cov tuam txhab ntawm peb cov npe saum toj no ua rau nws taw tes rau kev ua cov ntawv thov thiab them rov qab sai sai.
Price of Policy
Hauv lub ntiaj teb zoo tagnrho, peb txhua tus muaj peev xwm them taus cov nyiaj them txhua xyoo tsis txwv nrog tus nqi pheej yig thiab them rov qab siab, tab sis qhov ntawd tsis yog li cas. Tus nqi ntawm koj txoj cai tuav pov hwm yuav txawv ntawm $25 txog $100+, nyob ntawm seb qhov kev pab them nqi dab tsi. Hmoov zoo, cov tuam txhab pov hwm tsiaj feem ntau tso cai rau cov neeg tuav pov hwm los kho lawv cov nqi them txhua hli rau tus nqi uas haum rau lawv cov peev nyiaj.
Plan Customization
Lub peev xwm los kho koj txoj kev npaj rau koj Dachshund cov kev xav tau yog qhov tseem ceeb. Feem ntau cov tuam txhab kuj tso cai rau koj ntxiv kev noj qab haus huv thiab kev tiv thaiv kev saib xyuas rau koj txoj cai rau tus nqi ntxiv. Kev tswj hwm ntau dua li koj txoj kev npaj ua thiab tsis them, koj yuav zoo siab dua nrog koj txoj cai.
FAQ
Puas pov hwm tsiaj puas tsim nyog?
Txawm hais tias nws yuav ua mob rau koj lub hnab nyiaj kom tshem tawm cov nyiaj txhua hli ntawm daim ntawv tuav pov hwm koj yuav tsis xav tau, feem ntau cov neeg nrog kev tuav pov hwm tsiaj ntseeg tias nws yog qhov tsim nyog peev. Ib txoj kev tshawb fawb tsis ntev los no los ntawm Liberty Mutual Insurance qhia tau hais tias 63% ntawm cov tswv tsiaj hauv Asmeskas tsis tuaj yeem them cov nqi kho mob npaj txhij rau lawv cov tsiaj. Thaum koj xaiv qhov kev tuav pov hwm, koj tau muab ib txoj kev npaj rov qab thaum cov nqi them nyiaj thiab npaj txhij txog vet pib piling.
Dachshunds muaj xwm txheej dab tsi?
Cov tsiaj no muaj kev cuam tshuam rau qee yam mob vim lawv cov qauv pob txha tshwj xeeb. Dhia tsis ncaj ncees lawm los yog nce thiab nqis ntaiv ntau dhau tuaj yeem ua rau mob hnyav thiab kab mob hauv koj tus dev vertebrae. Raws li PetMD, Dachshunds kuj tseem muaj kev pheej hmoo ntawm kev tsim kab mob interverbal disk (IVDD), rog rog, plab, thiab luxating patella. Koj yuav tsum tau nyeem cov ntawv pov hwm txoj cai txij thaum pib mus txog rau kom tiav kom ntseeg tau tias koj yuav muaj kev pab them nqi kho mob uas koj xav tau yog tias koj tus menyuam muaj ib lossis ntau qhov xwm txheej nws tau ua tiav rau.
Kev kho IVDD yog dab tsi?
Kev phais yog qhov zoo tshaj plaws thiab qee zaum tib txoj kev kho mob hnyav ntawm IVDD hauv Dachshunds. Yog tias koj tuaj yeem ntes nws ntxov, koj tus kws kho tsiaj yuav sau tshuaj tiv thaiv kab mob kom txo tau qhov mob thiab o. Tej zaum koj yuav tau muab koj tus menyuam tso rau ntawm lub crate nruj rau ob peb lub lis piam, ib yam nkaus.
Tus nqi txiav tawm thiab them rov qab yog dab tsi?
Ib qho kev txiav tawm yog hais txog yam koj yuav tsum tau them ua ntej koj txoj cai pov hwm yuav them rov qab rau koj rau ib qho ntawm koj cov nuj nqis vet. Tus nqi them rov qab yog hais txog qhov feem pua ntawm cov nqi tsim nyog uas koj daim ntawv pov hwm yuav them.
Piv txwv li, cia peb hais tias koj muaj $ 500 txiav tawm ntawm txoj kev npaj nrog 80% tus nqi them rov qab. Tam sim no, koj Dachshund xav tau kev phais $ 1, 500, koj yuav ua kom txuag tau $ 800. $ 1, 500 rho tawm koj li $ 500 kev txiav tawm tawm rau koj nrog $ 1,000 tshuav ntawm koj daim nqi. 80% ntawm $1,000 yog $800, yog li koj daim ntawv pov hwm yuav them $800 ntawm qhov $1,000, ua rau koj tsuas yog $200 xwb them.
Cov neeg siv hais dab tsi
Feem ntau cov niam txiv tsiaj uas xaiv rau kev pov hwm tsiaj pom tias kev nqis peev yog qhov tsim nyog, txawm tias tej zaum yuav muaj kev txwv kev txwv thiab kev txiav tawm siab los tawm tsam. Nws tsis yog ib qho zais cia tias cov nqi kho tsiaj muaj siab, tab sis, thiab daim ntawv pov hwm yuav pab them qee cov nqi yog tias koj Dachshund puas tau poob mob lossis raug mob.
Qee cov neeg tuav ntaub ntawv tam sim no tsis ntseeg tias kev xaiv kev tiv thaiv lossis kev saib xyuas kev noj qab haus huv yog tsim nyog. Koj tuaj yeem them nyiaj ntau ntxiv los ntxiv qhov kev pab them nqi rau koj txoj cai tshaj li qhov koj yuav tau them tawm ntawm hnab ris rau kev saib xyuas, txawm li cas los xij.
Tus Muab Kev Pov Hwm Tus Tsiaj twg yog qhov zoo tshaj rau koj?
Nws nyuaj rau peb qhia koj tias tus kws kho mob twg yuav zoo tshaj rau koj cov kev xav tau. Paub tias koj muaj Dachshund, txawm li cas los xij, peb pom zoo kom nrhiav ib txoj kev npaj uas muab kev pab them nqi rau tej yam kev mob uas yug me nyuam.
Peb xav kom tham nrog lub tuam txhab tuav pov hwm ncaj qha kom nug cov lus nug uas koj muaj. Nco ntsoov nug seb lawv txoj cai yuav them li cas zoo li IVDD, vim qee lub tuam txhab tuaj yeem faib nws raws li qhov xwm txheej ua ntej.
Thaum kawg, txoj cai zoo tshaj yog ib qho uas yuav tsis rhuav koj cov peev nyiaj tab sis tseem yuav muab kev pab them nqi txaus yog tias koj tus menyuam mob. Tsis txhob rhuav lub txhab nyiaj sim kom tau txoj cai zoo tshaj plaws, raws li koj yuav tsis pom nws tsim nyog thaum kawg.
Conclusion
Kev nqis peev hauv kev pov hwm rau koj Dachshund yog qhov tsim nyog. Qhov tseeb ntawm qhov teeb meem yog tias kev kho tsiaj yog kim, thiab cov nqi yuav tsis poob sai sai. Qhov tseeb, vet cov nqi tau dhia 10% hauv xyoo tas los ib leeg. Yog li, thaum xaiv kev pov hwm tsiaj txhais tau tias koj muaj tus nqi txhua hli ntxiv rau koj cov peev nyiaj, nws kuj muab kev pabcuam rau koj thaum cov nqi pib ua rau koj Dachshund mob lossis raug mob.
Peb qhov kev xaiv zoo tshaj plaws rau cov phiaj xwm pov hwm yog Lemonade. Txawm li cas los xij, yog tias koj tab tom nrhiav kev npaj kho mob uas zoo dua rau koj cov peev nyiaj, peb xav kom Fetch. Txawm koj xaiv txoj kev tuav pov hwm twg, koj Dachshund yuav ua tsaug rau koj!
