Xaiv qhov kev pov hwm tsiaj zoo yog qhov nyuaj. Koj xav nrhiav kev tuav pov hwm uas yuav ua rau koj tus dev lossis miv muaj kev nyab xeeb thiab pab khaws cov nqi vet, tab sis yog tias koj tau txais txoj kev npaj tsis raug, koj yuav xaus them nyiaj ntau dua li koj tuaj yeem txuag tau. Yog tias koj nyob hauv Minnesota, qhov nruab nrab, koj yuav siv nyiaj ntau dua $ 1, 300 ib xyoos ib zaug rau kev saib xyuas tus tsiaj, ua rau nws yog ib lub xeev kim dua los saib xyuas tus tsiaj mob, yog li tau txais txoj kev npaj zoo tshaj plaws tseem ceeb dua1 Ntawm no yog peb cov tuam txhab nyiam los pab koj nrhiav kev tu tsiaj zoo rau koj.
Lub 15 Qhov Zoo Tshaj Plaws Kev Pov Hwm Tus Tsiaj Hauv Minnesota
1. Spot -Zoo tshaj plaws
Spot muaj ob qho kev sib tsoo nkaus xwb los yog kev sib tsoo thiab kev pab them nqi kho mob. Nws tseem npog cov kab mob uas tshwm sim hauv cov tsiaj xws li hip dysplasia thiab mob qog noj ntshav. Spot kuj tseem muaj cov kev kho mob holistic zoo li acupuncture uas tsis muaj ntau hauv kev lag luam tsiaj. Qhov tseem ceeb tshaj plaws ntawm peb qhov nyiam tshaj plaws ntawm Spot yog tias ntev npaum li koj tus tsiaj laus dua 8 lub lis piam koj tuaj yeem tau txais kev pab.
Pros
- Tus nqi qis
- Multi Pet Discount
- Kev noj qab haus huv thiab kev kuaj mob
Cons
Tsis muaj kev pab rau cov neeg siv khoom hnub so
2. Cov Tsiaj Zoo Tshaj
Cov tsiaj zoo tshaj yog ib qho ntawm peb cov kev pov hwm tsiaj nyiam vim tias nws muaj kev pov hwm zoo thiab cov neeg siv khoom zoo ntawm tus nqi qis. Lub tuam txhab no tsis muaj kev txwv lub neej thiab kev xaiv them nyiaj siab tshaj ntawm $ 5, 000 lossis tsis txwv. Qhov kev txiav tawm yog li ntawm $ 50 txog $ 1,000, uas muaj ntau yam kev xaiv thiab cov nyiaj them rov qab yog 70%, 80%, lossis 90%. Muaj ntau yam Kev Pab Txhawb Cov Neeg Siv Khoom tsis raug raws li e-filing thiab kev xaiv tso nyiaj ncaj qha. Txawm li cas los xij, kev thov ua tiav qeeb me ntsis, qhov nruab nrab li 10 mus rau 30 hnub ua haujlwm.
Pros
- No lifetime limits
- Zoo heev rau kev pab
- Ntau tus neeg siv kev pab txhawb nqa
- E-filing thiab direct deposit xaiv
- 5% txo nqi ntau tus tsiaj
Cons
- Slower claim processing
- No lwm txoj kev kho mob
3. Trupanion
Trupanion yog me ntsis kim dua li ntau lub tuam txhab thaum nws los txog kev pov hwm tsiaj, tab sis nws muaj qee qhov txiaj ntsig. Cov no suav nrog kev pabcuam thaum yug los, pab pawg neeg pabcuam 24/7, thiab kev pabcuam zoo rau cov neeg siv khoom. Lawv cov lus thov raug ua tiav sai heev, qhov nruab nrab tsuas yog ob hnub tos. Lawv kuj muaj ntau yam kev txiav tawm, suav nrog kev xaiv $0. Lawv cov nyiaj them rov qab yog teem rau ntawm 90%, thiab lawv cov nyiaj them poob haujlwm tsis txwv, uas ua rau tus nqi siab dua. Lawv muaj qee qhov kev cais tawm thiab tsis them cov nqi kuaj mob lossis kev saib xyuas kev noj qab haus huv.
Pros
- Zero deductible option
- Ob hnub ua haujlwm nruab nrab
- Cov kev pab muaj los ntawm yug
- Qee yam kev mob uas twb muaj lawm ua ntej
Cons
- Cov tsiaj yuav tsum tso npe ua ntej 14 rau kev pab them nqi kho mob
- Tsis them cov nqi kuaj lossis saib xyuas kev noj qab haus huv
4. Sib pab
Embrace Pet Insurance yog ib txoj kev npaj pricier, tab sis koj tau txais kev pab ntau rau koj duas. Qhov no suav nrog kev kho tus cwj pwm, nqi kuaj mob, kev pab them nqi kho hniav, thiab lwm yam kev kho mob. Nws txawm hais txog kev kho mob uas twb muaj lawm tom qab koj tus tsiaj yog ib xyoos tsis pub kho.
Embrace muaj ntau yam kev xaiv los pab koj kho koj cov nyiaj them poob haujlwm, nrog rau cov nqi them rov qab los ntawm 70% – 90%, tsib txoj kev them nyiaj siab tshaj plaws pib ntawm $ 5, 000 thiab suav nrog kev them nyiaj tsis pub dhau, thiab kev txiav tawm ntawm $ 200 mus rau $1,000. Qhov no tso cai rau koj txiav txim siab npaum li cas koj xav tau. Lawv kuj muaj lub koob npe nrov rau cov neeg siv khoom thiab cov txheej txheem thov hauv tsib hnub ntawm qhov nruab nrab.
Pros
- Multi-pet luv nqi ntawm 10%
- Tsib-hnub ua haujlwm nruab nrab
- Ntau yam txiav tawm, them rov qab, thiab kev xaiv them nyiaj
- Cov kev pab zoo heev
Cons
- Pricey
- Cov tsiaj yuav tsum tso npe ua ntej 14 rau kev pab them nqi kho mob
5. Figo
Txawm hais tias nws tus nqi qis, Figo tsis skimp ntawm kev pab them nqi. Lub tuam txhab no suav nrog cov xwm txheej feem ntau, suav nrog cov xwm txheej ua ntej uas twb muaj lawm tom qab ib xyoos tsis muaj kev kho mob. Muaj tus nqi ntxiv rau kev kuaj mob, thiab muaj qee qhov txawv txav - piv txwv li, yog tias ib lub hauv caug tau raug mob yav dhau los, lub hauv caug yuav tsis raug them. Kev them nyiaj rov qab yog li ntawm 70% mus rau 100% thiab cov nyiaj them siab tshaj plaws yog $ 5, 000, $ 10, 000, thiab tsis txwv. Deductibles muaj li ntawm $100 txog $750. Muaj 5% luv nqi rau kev tso npe rau ntau tus tsiaj, thiab cov tsiaj tuaj yeem tso npe rau txhua lub hnub nyoog. Figo tseem paub txog kev pabcuam zoo rau cov neeg siv khoom thiab ua haujlwm sai, nrog 50% ntawm cov neeg thov raug kaw hauv 24 teev thiab thov qhov nruab nrab tsuas yog peb hnub.
Pros
- Kev cais tawm
- Covers kho tau tej yam uas twb muaj lawm
- Tsis muaj hnub nyoog siab tshaj
- Fast (hauv peb hnub) ua
- Multi-pet luv nqi
Cons
- Cov nqi xeem yuav tsum tau them tus nqi ntxiv rau qhov kev pab
- Ib co txawv txawv txawv
6. AKC
AKC tsiaj ntawv pov hwm yog lub tuam txhab pov hwm ntawm American Kennel Club. Yog li ntawd, nws muaj kev pab them nqi rau cov dev sib xyaw thiab cov dev purebred tab sis yog qhov tseem ceeb tshaj plaws rau cov dev purebred, nrog rau cov tsiaj uas feem ntau tsis muaj kev pov hwm. Kev txiav tawm ntau ntawm $ 100 txog $ 1,000, nrog 70% txog 90% kev pab them nqi. Qhov kev txwv txhua xyoo sib txawv, nrog rau kev xaiv them nyiaj tsis kawg. Muaj qee qhov kev txwv ntawm kev pov hwm, nrog rau ntau hom kev mob caj ces yuav tsum tau them nqi ntxiv rau kev pov hwm thiab kev tso npe kawm ua ntej koj tus dev yog ob. Kev pov hwm kev xeem, kev pov hwm kev noj qab haus huv, thiab qee yam kev pab them nqi yuav tsum tau yuav nyias.
Pros
- Tsis muaj vet cov ntaub ntawv yuav tsum tau rau npe
- Kev thov them nyiaj hauv 7 hnub
- Multi-pet luv nqi
Cons
- Hloov tej yam kev mob tsuas yog them yog tias sau npe ua ntej 2 xyoos
- Yuav tsum yuav kev xeem thiab qee qhov kev pab them nqi cais
7. Progressive
Yog tias Progressive pet insurance muaj kev pab them nqi uas zoo li paub, vim tias Progressive muab kev tuav pov hwm tsiaj los ntawm Pets Best. Qhov ntawd txhais tau hais tias nws qhov kev pabcuam rau cov neeg siv khoom, kev thov ua haujlwm, thiab kev pab them nqi yog txhua yam zoo ib yam li cov qauv Kev Npaj Zoo Tshaj Plaws. Txawm li cas los xij yog tias koj twb muaj Progressive Insurance rau lwm yam hauv koj lub neej, nws yuav tsim nyog nws los muab koj daim ntawv pov hwm tsiaj los ntawm Progressive thiab. Progressive muaj peb txoj kev npaj yooj yim, ib qho kev npaj muaj xwm txheej nkaus xwb, ib qho kev npaj muaj xwm txheej thiab kev mob nkeeg, thiab txoj kev npaj muaj xwm txheej, kev mob nkeeg thiab kev noj qab haus huv. Peb nyiam qhov kev txhawb nqa uas Progressive insurance los ntawm Pets Best muab tab sis tsis muaj ntau cov txiaj ntsig los ntawm lawv es tsis txhob mus rau tsiaj zoo tshaj plaws ncaj qha.
Pros
- Kev Pabcuam Los ntawm Cov Tsiaj Zoo Tshaj Plaws nrog kev xaiv sib txawv me ntsis
- Peb theem kev pab them nqi kawm ntawv
- Zoo heev rau kev pab
- Ntau tus neeg siv kev pab txhawb nqa
- E-filing thiab direct deposit xaiv
Cons
- Slower Claims Processing
- No lwm txoj kev kho mob
8. Geico
Geico tsiaj tuav pov hwm los ntawm Embrace tsiaj pov hwm, yog li nws tsis muaj teeb meem ntau lub tuam txhab koj mus dhau los. Geico yuav muab kev pab them nqi ntau rau koj, tab sis nws yuav yog tus nqi siab dua. Muaj ntau yam kev xaiv rau cov nqi them rov qab, qhov nyiaj them siab tshaj plaws, thiab kev txiav tawm, uas yuav pab koj tswj koj tus nqi.
Pros
- Multi-pet luv nqi ntawm 10%
- Tsib-hnub ua haujlwm nruab nrab
- Ntau yam txiav tawm, them rov qab, thiab kev xaiv them nyiaj
- Cov kev pab zoo heev
Cons
- Pricey
- Cov tsiaj yuav tsum tso npe ua ntej 14 rau kev pab them nqi kho mob
9. USAA
USAA cov cai tuav pov hwm tsiaj kuj tau tswj hwm los ntawm Embrace, tsis muaj qhov sib txawv ntawm lawv cov cai. Cov nyiaj them rov qab yog 70%, 80%, lossis 90%. Lawv muab kev them nyiaj ntau tshaj txhua xyoo txij li $ 5, 000 mus rau Unlimited thiab txiav tawm tsawg li $ 200 thiab siab txog $ 1,000. Lawv tus nqi sib txawv heev nyob ntawm tus nqi uas koj xaiv. Lawv muaj kev pabcuam zoo rau cov neeg siv khoom thiab kev pabcuam zoo tab sis zoo li yuav kim dua me ntsis.
Pros
- Multi-pet luv nqi ntawm 10%
- Tsib-hnub ua haujlwm nruab nrab
- Ntau yam txiav tawm, them rov qab, thiab kev xaiv them nyiaj
- Cov kev pab zoo heev
Cons
- Price
- Cov tsiaj yuav tsum tso npe ua ntej 14 rau kev pab them nqi kho mob
10. ASPCA
ASPCA nyuaj dua rau kwv yees tus nqi ntawm, nrog ntau qhov kev pab them nqi sib txawv. Qhov no suav nrog kev them nyiaj raug xwm txheej nkaus xwb, kev them nyiaj raug mob thiab kev mob nkeeg, thiab ib qho kev xaiv rau kev pab them nqi kho mob. Lawv qhov kev txiav tawm yog nruab nrab ntawm $ 100 thiab $ 500, thiab lawv cov nqi them rov qab yog 70%, 80%, lossis 90%. Lawv qhov nyiaj them siab tshaj plaws txawv ntawm $ 3,000 txog $ 10,000. Lawv them ntau yam uas lwm cov phiaj xwm tsis ua, suav nrog kev kho tus cwj pwm, lwm yam kev kho mob, thiab nqi kuaj mob.
Pros
- Cov kev coj cwj pwm kev coj cwj pwm
- Cov nqi xeem
- Cov kev kho mob lwm yam
- Optional Wellness Plan
Cons
- Cov neeg siv khoom yws txog cov nyiaj them poob qis
- Slow processing
11. Hartville
Hartville tsiaj tuav pov hwm yog sau los ntawm tib lub tuam txhab raws li ASPCA thiab muaj cov xwm txheej zoo sib xws. Zoo li ASPCA, Hartville tau txais cov neeg siv khoom tsis txaus siab txog kev them nyiaj rov qab qis thiab muaj kev pabcuam cov neeg siv khoom tsis zoo. Nws tuaj yeem pheej yig dua lossis kim dua nyob ntawm qhov kev pab them nqi uas koj xaiv, nrog rau cov nyiaj rov qab txawv ntawm 70% mus rau 90%, kev them nyiaj ntau tshaj txhua xyoo txog li $ 10, 000, thiab txiav tawm ntawm $ 100 thiab $ 500.
Pros
- Symptom-free tej yam kev mob tej zaum yuav tsis raug suav hais tias muaj ua ntej
- Tsis muaj hnub nyoog siab tshaj
- Optional Wellness Plan
- Cov kev coj cwj pwm kev coj cwj pwm
- Cov nqi xeem
Cons
- Cov nyiaj them rov qab ntev dua
- Kev tsis txaus siab ntawm tus nqi them rov qab qis
12. He althy Paws
He althy Paws muaj ib qho kev them nyiaj sai tshaj plaws ntawm txhua lub tuam txhab pov hwm tsiaj. Nrog rau qhov nruab nrab tsuas yog ob hnub los them tawm lawv muaj lub koob npe nrov rau cov neeg siv khoom, tab sis lawv muaj kev txwv rau cov tsiaj uas tau cuv npe tom qab hnub nyoog rau rau xyoo. Deductibles muaj li ntawm 100 mus rau 250 las. Cov nyiaj rov qab pib ntawm 50% thiab nce 10% nce mus rau 90%. Vim li no, lawv cov nqi sib txawv. Lawv muaj kev txwv ntau dua li lwm lub npe, vim tias lawv tsis them rau ntau yam kev mob uas twb muaj lawm, kev coj cwj pwm, kev kho lwm yam, lossis nqi kuaj. Lawv kuj tsis muaj txoj kev npaj kho mob zoo. Txawm hais tias peb nyiam lawv qhov ceev ceev, cov kev txwv no tso nws qis me ntsis ntawm peb cov npe.
Pros
- Ntau tus nqi thiab cov ntsiab lus them nqi
- 2-hnub thov kev thov
- Unlimited payout
Cons
- Tsis suav kev coj cwj pwm lossis lwm yam kev kho mob
- Tsis suav cov nqi xeem
13. Pumpkin
Pumpkin tsiaj insurance yog ib tug tshiab players nyob rau hauv kev tuav pov hwm game, thiab vim li no, nws yog ib qho nyuaj rau paub yuav ua li cas lawv cov neeg siv kev pab thiab kev pab them nqi ntsuas. Lawv muab 90% kev pab them nqi thiab ntau txoj kev xaiv rau kev txiav tawm thiab cov nyiaj them siab tshaj plaws txhua xyoo. Lawv cov neeg siv khoom online portal yooj yim siv, tab sis lawv pab neeg muab kev pabcuam tsuas yog muaj hnub Monday txog Friday. Lawv nyiam me ntsis nqi dua li cov tuam txhab tuav pov hwm sib piv.
Pros
- 10% txo nqi ntau tus tsiaj
- Kev noj qab haus huv pob khoom
- Easy online customer portal
Cons
- Tus nqi siab rau ntau yam tsiaj
- Lub tuam txhab tshiab tsis muaj keeb kwm muaj zog
- Tsis muaj kev pab rau cov neeg siv khoom hnub so
14. Teb chaws
Nationwide Pet Insurance yog tus nqi qis dua li ntau lwm tus, tab sis nws qhov kev pab them nqi qis qis rau peb cov npe. Nws lub hnub nyoog txiav tawm ntawm 10 xyoo yog qis dua li ntau tus neeg sib tw, thiab nws muaj qee qhov kev txwv tseem ceeb, suav nrog tag nrho cov kab mob hauv lub cev, kev tsis sib haum xeeb, thiab kho tau ua ntej. Kev kho tus cwj pwm tsuas yog muaj nyob hauv qee qhov kev npaj. Nws muaj lub tiaj tus $ 250 txiav tawm thiab them nyiaj ntawm 50% thiab 90%. Kev txwv yog teem rau ib qho xwm txheej tab sis tsis muaj kev txwv tag nrho. Yog tias koj muaj cov tsiaj uas tsis yog miv lossis dev, txawm li cas los xij, koj muaj hmoo-Nationwide muaj cov kab txawv tsiaj. Nws kuj yog qhov nruab nrab tsuas yog plaub hnub thaum ua ntawv thov.
Pros
- Tus nqi qis
- Cov tsiaj txawv txawv
- Kev thov plaub-hnub
Cons
- Cov tsiaj yuav tsum tso npe ua ntej 10 xyoo
- Tsis suav cov kab mob los yog kab mob hauv lub cev
- Ntau tus neeg tsis txaus siab
15. Bivvy
Bivvy yog lwm lub tuam txhab pov hwm tsiaj tshiab uas muaj tus nqi qis heev, tab sis kuj yog qib qis dua. Lawv qhov kev pab them nqi siab tshaj plaws txhua xyoo sib txawv raws lub xeev, thiab hauv Minnesota, tsuas yog $ 2,000. Lawv kuj muaj kev pab them nqi siab tshaj plaws hauv lub neej uas yog $ 25, 000. Lawv muaj kev xaiv kev noj qab haus huv ntxiv uas suav nrog kev saib xyuas kev tiv thaiv. Vim tias lub tuam txhab no tsis muaj cov ntaub ntawv ntev thiab muaj qhov kev pab cuam tsawg kawg nkaus txhua xyoo, feem ntau cov tswv yuav pom tias lwm lub tuam txhab muab kev paub zoo dua rau lawv.
Pros
- Cov kab mob feem ntau tshwm sim los ntawm keeb kwm thiab kev xeeb tub
- Tus nqi qis
- Pre-existible conditions uas tsis muaj cov tsos mob tsis ntev los no tau them
Cons
- Tsuas yog $2,000 txhua xyoo txwv
- $25,000 lifetime limit
Tus Neeg Yuav Qhia: Xaiv Tus Muab Kev Pov Hwm Tus Tsiaj Zoo Tshaj Plaws hauv Minnesota
Policy Coverage
Cov ntawv pov hwm tsiaj sib txawv suav nrog cov xwm txheej sib txawv thiab kev xaiv kev kho mob, thiab tsis muaj ib lo lus teb rau qhov haum koj xav tau. Nws yog ib qho tseem ceeb uas yuav tsum tau saib seb qhov kev pab them nqi koj tus dev yuav siv li cas - qhov no nyob ntawm lub hnub nyoog, hom tsiaj, thiab lwm yam - nrog rau seb qhov kev pab them nqi ntxiv puas yuav tsim nyog. Ceev faj tshwj xeeb nyob ib puag ncig kev tiv thaiv kev saib xyuas thiab kev noj qab haus huv, vim feem ntau cov nuj nqis ntxiv txhua hli yog ntau dua li tsuas yog them rau kev saib xyuas niaj hnub tawm ntawm hnab ris.
Kev Pabcuam & Lub Npe
Txawm hais tias nws yog ib qho tseem ceeb los saib lub tuam txhab kev pabcuam cov neeg siv khoom lub koob npe nrov, nco ntsoov tias kev tshuaj xyuas online tuaj yeem cuam tshuam rau kev tsis txaus siab thiab tsis muaj lub tuam txhab yuav muaj lub koob npe nrov. Uas tau hais tias, yog tias koj pom ntau qhov kev tshuaj xyuas taw qhia tib qhov teeb meem, nws zoo li lub tuam txhab muaj qee qhov tsis txaus. Kev tuav pov hwm zoo yuav tsum ua rau kev thov thiab them rov qab yooj yim thiab tsis muaj kev cuam tshuam, kom koj tuaj yeem tau txais kev pab them nqi koj xav tau yam tsis muaj kev sib ntaus. Nws tseem ceeb heev uas yuav tau xyuas seb Kev Pabcuam Cov Neeg Siv Khoom puas muaj nyob hauv koj lub tuam txhab. Koj puas tuaj yeem ncav cuag lawv hauv xov tooj, ntawv nyeem, lossis email? Puas yog lawv qhib hmo ntuj thiab hnub so? Thaum muaj xwm txheej ceev, muaj peev xwm tham nrog koj qhov kev tuav pov hwm cov neeg siv khoom yog qhov tseem ceeb.
Thov them rov qab
Feem ntau cov tuam txhab pov hwm tsiaj xav kom koj pib them cov nqi kho tsiaj thiab xa daim ntawv thov rau lawv kom them rov qab. Kev them rov qab ceev sib txawv ntawm cov tuam txhab, nrog qee qhov kev siv qhov nruab nrab tsuas yog ob peb hnub ua haujlwm thaum lwm tus xav tau ob lub lis piam lossis ntau dua. Kev thov ceev yog ib txwm nruab nrab thiab qee qhov kev thov yuav siv sijhawm ntev dua li lwm tus, tab sis yog tias koj tsis tuaj yeem tos ob peb daim tshev nyiaj tsis tau them rov qab, nco ntsoov nrhiav lub tuam txhab sai dua.
Price of Policy
Cov nqi cai tuaj yeem sib txawv nyob ntawm qhov kev pab them nqi, txiav tawm, them nyiaj ntau tshaj txhua xyoo, thiab cov nqi them rov qab. Qhov no tej zaum yuav tsawg li $ 10 ib hlis lossis qis dua rau kev sib tsoo nkaus xwb, lossis siab li ob peb puas duas las ib hlis. Thaum sib piv cov phiaj xwm, xav txog cov kev xaiv uas koj nyiam thiab nrhiav cov phiaj xwm uas phim koj qhov kev pab cuam uas koj nyiam kom koj saib cov phiaj xwm zoo sib xws thaum sib piv cov nqi.
Plan Customization
Qee lub tuam txhab muab kev hloov kho ntau dua lossis tsawg dua li lwm tus, tab sis feem ntau muaj tsawg kawg ob peb txoj kev xaiv sib txawv. Tej zaum koj yuav pom cov kev pab them nqi ntxiv uas muaj rau tus nqi ntxiv thiab hloov tus nqi txhua hli ntawm koj txoj kev npaj. Ntau cov phiaj xwm tseem cia koj kho koj qhov kev txiav tawm thiab them nyiaj siab tshaj plaws los pab koj nrhiav tus nqi uas ua haujlwm rau koj. Qee lub tuam txhab muab tus nqi them rov qab tas li, thaum lwm tus tuaj yeem muab ob lossis peb txoj kev xaiv rau koj.
FAQ
Dab tsi yog Deductibles, Them nyiaj ntau tshaj, thiab cov nqi them rov qab?
Cov tuam txhab tuav pov hwm tsiaj siv cov kev txiav tawm, cov nyiaj them poob haujlwm ntau tshaj plaws txhua xyoo, thiab cov nqi them rov qab los txiav txim seb lawv yuav them li cas. Ib qho kev txiav tawm yog qhov koj them ua ntej ua ntej kev tuav pov hwm muab nyiaj rov qab rau koj. Qhov no feem ntau yog li ntawm $ 100 txog $ 1000, tab sis ob peb lub tuam txhab siab dua lossis qis dua. Los ntawm qhov ntawd, koj thiab lub tuam txhab tuav pov hwm faib tus nqi raws li koj cov nyiaj them rov qab. Tus nqi them rov qab yog qhov uas lub tuam txhab tuav pov hwm them, thiab 70% mus rau 90% feem ntau yog. Qhov no sib cais kom txog rau thaum koj lub tuam txhab tuav pov hwm mus txog qhov nyiaj ntau tshaj txhua xyoo, tom qab ntawd koj tau txais cov nqi ntxiv. Cov nyiaj them txhua xyoo siab tshaj plaws feem ntau yog siab heev thiab yuav tsis tshua muaj mus txog. Qee lub tuam txhab pov hwm tsiaj kuj tau them nyiaj ntau tshaj lub neej.
Kuv tus tsiaj lub hnub nyoog cuam tshuam li cas rau kev tuav pov hwm?
Cov tuam txhab tuav pov hwm feem ntau muab kev pov hwm rau tsiaj txij li ob peb lub hlis. Kev tuav pov hwm feem ntau pheej yig dua rau cov tsiaj me. Txawm hais tias cov tsiaj muaj peev xwm nyob hauv tib txoj kev tuav pov hwm raws li lawv muaj hnub nyoog, ntau lub tuam txhab tsis tso cai rau cov tsiaj laus pib txoj kev npaj tshiab tom qab lawv ncav cuag ib lub hnub nyoog. Qee lub tuam txhab tuav pov hwm kuj them tsawg dua rau cov dev laus.
Puas Kev Npaj Noj Qab Haus Huv thiab Lwm Yam Ntxiv Uas Tsim Nyog?
Ntau yam kev tuav pov hwm tsiaj muaj xws li kev xaiv ntxiv xws li Kev Npaj Noj Qab Haus Huv. Cov no yuav them cov nqi kho mob kim dua lossis kev tiv thaiv kev kho mob. Thaum xav txog qhov ntxiv-on, saib seb koj tus dev puas yuav siv txoj kev npaj thiab nws yuav raug nqi npaum li cas los them tawm ntawm hnab ris. Rau ntau qhov kev npaj saib xyuas niaj hnub no, tus nqi ntxiv txhua hli yog ntau dua li tsuas yog them rau kev saib xyuas koj tus kheej xwb, ua rau txoj kev npaj tsis tsim nyog.
Tus Muab Kev Pov Hwm Tus Tsiaj twg yog qhov zoo tshaj rau koj?
Txawm hais tias tsis muaj ib lub tuam txhab zoo meej, cov kev tshuaj xyuas no tuaj yeem muab qhov pib zoo rau koj los nrhiav kev pov hwm zoo tshaj plaws rau koj qhov xwm txheej. Peb pom Figo yog lub tuam txhab pov hwm tsiaj zoo tshaj plaws nrog kev pabcuam zoo, kev pabcuam ceev, thiab tus nqi qis dua. Cov Tsiaj Zoo Tshaj Plaws yog peb qhov kev xaiv tus nqi nyiam, vim tias nws cov phiaj xwm feem ntau tuaj tawm ntau pheej yig dua li cov phiaj xwm zoo sib xws yam tsis tau poob ntawm kev pov hwm. Trupanion yog peb qhov kev xaiv zoo tshaj plaws-txawm tias nws kim dua me ntsis, lub tuam txhab no muaj kev pabcuam zoo heev uas tsis tuaj yeem raug ntaus.
Conclusion
Nrog ntau lub tuam txhab tuav pov hwm tawm ntawd, nws nyuaj rau kev xaiv kom raug. Txawm hais tias peb cov kev txheeb xyuas tsis tuaj yeem them tag nrho lawv, kaum tsib txoj kev xaiv no yog qhov pib zoo los saib qee qhov kev pov hwm tsiaj muaj nyob hauv Minnesota.
