In This Price Guide:Pricing|USAA Benefits|Plans |Coverage|Exclusions
USAA yog lub tuam txhab kev pabcuam nyiaj txiag uas muab kev pov hwm, kev lag luam, thiab kev nqis peev tshwj xeeb rau cov tub rog thiab lawv tsev neeg. Cov neeg siv khoom yuav tsum ua kom tau raws li kev tsim nyog ua tswv cuab thiab ua tiav rau kev ua tswv cuab USAA kom tau txais kev pabcuam.
USAA tsis ncaj qha muab kev pov hwm tsiaj. Hloov chaw, lub tuam txhab ua haujlwm nrog Embrace Pet Insurance thiab ua tus thib peb los muab nws cov tswv cuab nkag mus rau kev pov hwm tsiaj. Dab tsi ua rau USAA tshwj xeeb yog tias nws muab cov txiaj ntsig tshwj xeeb thiab luv nqi rau nws cov tswv cuab kom cov tswv cuab tuaj yeem txuag nyiaj tseem ceeb ntawm lawv cov phiaj xwm kev tuav pov hwm tsiaj.
Nrog rau cov tswv cuab txo nqi, ntau yam sib txawv yuav cuam tshuam rau koj tus nqi hwm. Peb nkag siab tias nrhiav txoj kev npaj pov hwm tus tsiaj muaj cai tuaj yeem dhau mus. Yog li, ntawm no yog qhov kev faib tawm ntawm cov nqi thiab cov kev pab them nqi uas koj tuaj yeem xav tau yog tias koj tso npe rau koj tus tsiaj hauv USAA kev tuav pov hwm tus tsiaj.
Qhov tseem ceeb ntawm kev pov hwm tsiaj
Kev pov hwm tsiaj yog ib feem tseem ceeb ntawm kev saib xyuas tsiaj uas yuav pab tau koj txuag tau nyiaj ntau ntawm cov nqi kho tsiaj. Cov kev pabcuam kws kho tsiaj txuas ntxiv nce ntxiv hauv Asmeskas, thiab koj tuaj yeem yooj yim kawg tau siv ntau txhiab nyiaj rau koj tus tsiaj.
Kev tuav pov hwm tus tsiaj yuav siv ntau qhov kev kwv yees los ntawm kev siv nyiaj rau cov nqi kho tsiaj vim tias koj muaj tus nqi them thiab txiav tawm uas koj yuav tsum them tas li. Nws tiv thaiv koj los ntawm kev siv nyiaj tso tseg los ntawm ib qho xwm txheej ceev. Nws kuj ua rau koj muaj kev xaiv ntau dua thaum yuav tsum txiav txim siab kho mob tseem ceeb rau koj tus tsiaj los ntawm kev ua haujlwm thiab kev kho mob pheej yig dua.
Tus Nqi Them Nqi Them Nqi USAA Pet Insurance?
USAA Pet Insurance yuav txawv nyob ntawm ntau yam sib txawv. Cov dev yuav muaj nqi kim dua li miv. Qhov nruab nrab, cov neeg siv khoom yuav them tus nqi them txhua hli ntawm $49 rau dev thiab $25 rau miv.
Ib qho tseem ceeb tshaj plaws uas cuam tshuam rau tus nqi yog koj tus tsiaj lub hnub nyoog. Cov tsiaj laus yuav muaj nqi kim dua li cov tsiaj me. Koj tus tsiaj yug los kuj yuav cuam tshuam rau koj tus nqi hwm. Cov tsiaj yug tsiaj paub txog kev txhim kho kev noj qab haus huv lossis muaj cov kab mob tseem ceeb hauv caj ces muaj cov nqi siab dua. Piv txwv li, yog tias koj muaj Fabkis Bulldog lossis Persian miv, koj tuaj yeem xav tias yuav them nyiaj ntau dua li cov tsiaj sib xyaw.
Hnub kawg, USAA muaj kev xaiv sib txawv rau cov nqi txiav tawm, cov nyiaj them rov qab, thiab kev txwv txhua xyoo. Koj tuaj yeem txuag tau ob peb duas las hauv ib hlis yog tias koj xaiv ib txoj kev npaj nrog kev txiav tawm ntau dua thiab cov nqi them rov qab qis dua thiab kev txwv txhua xyoo. Cov phiaj xwm kim tshaj plaws yuav muaj cov nyiaj them rov qab siab thiab txwv txhua xyoo.
Cov piv txwv nqi
Ntawm no yog qee cov piv txwv ntawm cov nqi rau ntau hom tsiaj nrog rau USAA kev sib tsoo thiab kev pov hwm mob nkeeg:
| Tub Ntxoov Ntsuag, 1 xyoos | Labrador Retriever, 6 xyoo | Tub Ntsuag Miv, 1 xyoos | Munchkin, 6 xyoo | |
| Reimbursement Rate | 80% | 80% | 80% | 80% |
| Deductible | $500 | $500 | $500 | $500 |
| Txhua xyoo txwv | $15,000 | $15,000 | $15,000 | $15,000 |
| Hlub hli Premium | $33.50 | $63.30 | $12.75 | $31.75 |
Benefits of USAA Pet Insurance
Txhua tus tswvcuab USAA tau txais kev pov hwm tsiaj. Yog tias koj yog tus tswvcuab USAA, koj tuaj yeem txuag tau txog 25% ntawm koj cov nqi them nrog cov luv nqi hauv qab no:
- 15% cov tswvcuab luv nqi
- 5% ntau tus tsiaj luv nqi
- 5% active-tub rog luv nqi
Nrog rau kev txo nqi koom nrog, koj tuaj yeem txuag tau ntau dua nrog USAA qhov kev txiav tawm qis dua. Rau txhua xyoo koj tus tsiaj tseem thov tsis pub dawb, koj yuav tau txais $ 50 tawm ntawm xyoo tom ntej txiav tawm.
USAA tsiaj ntawv pov hwm kuj tsis txwv rau lub network. Yog li, koj tus tsiaj tuaj yeem tau txais kev pab them nqi txhua qhov chaw, txawm tias koj nyob txawv teb chaws lossis mus ncig.
Yuav ua li cas hom phiaj puas USAA Pet Insurance Offer?
USAA muaj cov phiaj xwm xwm txheej nkaus xwb thiab phiaj xwm xwm txheej thiab kab mob. Cov phiaj xwm xwm txheej nkaus xwb yog qhov kev xaiv pheej yig dua thiab zoo rau cov menyuam yaus thiab cov tsiaj nquag uas tsis muaj kev txhawj xeeb txog kev noj qab haus huv. Txoj kev npaj no yuav pab them cov nqi ntsig txog kev raug mob los ntawm qhov xwm txheej tsis tau pom dua.
Cov phiaj xwm xwm txheej ceev thiab kev mob nkeeg yog hom nyiam tshaj plaws ntawm kev tuav pov hwm tus tsiaj. USAA muab kev txwv hnub nyoog rau cov tsiaj laus dua 14 xyoos, yog li cov tsiaj laus tuaj yeem tso npe rau hauv kev sib tsoo thiab kev mob nkeeg. Txawm li cas los xij, lawv tuaj yeem tso npe rau hauv txoj kev npaj xwm txheej nkaus xwb.
Ib qho tseem ceeb ntawm USAA yog tias txhua tus tsiaj uas muaj xwm txheej thiab kev mob nkeeg tuaj yeem nyob ntawm tib hom phiaj xwm rau lawv lub neej. Yog li, koj tsis tas yuav txhawj xeeb txog kev poob lossis tau txais kev pab txo qis thaum koj tus tsiaj muaj 14 xyoos.
USAA tsis muaj txoj kev npaj noj qab haus huv ib leeg los pab them cov nqi kho mob niaj hnub. Txawm li cas los xij, koj tuaj yeem xaiv rau nws qhov Kev Pab Txhawb Kev Noj Qab Haus Huv, uas tuaj yeem pab them rau qee cov nqi pib.
USA Pet Insurance Cover yog dab tsi?
Feem ntau, kev sib tsoo thiab kev mob nkeeg los ntawm ib lub tuam txhab pov hwm yuav them rau kev phais, tsev kho mob, thiab kev kuaj mob. Thaum koj xaiv ntxiv Cov Khoom Plig Zoo rau koj txoj kev npaj muaj xwm txheej thiab kev mob nkeeg, koj tuaj yeem tau txais cov nyiaj them rov qab rau ntau qhov kev saib xyuas niaj hnub sib txawv.
Cov hauv qab no suav nrog USAA qhov xwm txheej thiab kev mob nkeeg rau cov kev pabcuam kho tsiaj thiab cov kev pabcuam kev noj qab haus huv uas yuav tsim nyog tau txais cov nyiaj rov qab:
Accident & Illness Coverage
- Txiv kab mob tshwj xeeb
- Txoj kev coj cwj pwm
- Cancer kho
- Kev kho mob ntxiv thiab kho dua tshiab
- Congenital conditions
- tshuaj kho mob
Nyob zoo Coverage
- Tshuaj, zuam, thiab kab mob plawv
- Nkauj kho siab
- Microchipping
- Routine bloodwork
- Spay thiab neuter phais
- Training
- Vaccines
Dab tsi yog USAA Pet Insurance Cover?
- Pre-existing conditions
- Cov txheej txheem kom hniav zoo nkauj (tail docking, pob ntseg cropping, thiab lwm yam)
- Tshuaj ntsuab
- Pregnancy
- Nyob zoo
- DNA kuaj
- Cloning
- Stem cell kho mob
- Kev raug mob vim kev sib ntaus sib tua, kev sib tw, kev tsim txom lossis tsis saib xyuas
Cov tuam txhab pov hwm tsiaj muaj kev cais tawm uas lawv yuav tsis them rov qab. USAA yuav tsis them rau cov xwm txheej uas twb muaj lawm, uas yog cov kab mob uas koj tus tsiaj muaj ua ntej thov kev pov hwm tsiaj. Kev mob nkeeg thiab kev raug mob uas koj tus tsiaj tshwm sim nyob rau hauv txoj kev npaj tos lub sijhawm tseem suav tias yog cov xwm txheej ua ntej thiab yuav tsis raug them.
USAA yuav tsis them cov txheej txheem kom hniav zoo nkauj, xws li tail docking lossis pob ntseg cropping, tshwj tsis yog lawv tsim nyog kho mob. Tsis muaj ib qho ntawm nws cov phiaj xwm yuav them cov nqi ntsig txog kev yug me nyuam, cev xeeb tub, thiab kev pab yug menyuam. Kev kuaj DNA, kev cog qoob loo, thiab kev kho cov qia cell uas tsis tsim nyog kho mob kuj tseem tsis tau them.
Hnub kawg, USAA tsis them cov kab mob tiv thaiv thiab raug mob thiab yuav tsis them ib qho nqi vim kev sib ntaus sib tua, kev sib tw, kev tsim txom, lossis kev tsis saib xyuas.
Nrhiav Lub Tuam Txhab Pov Hwm Tsiaj Zoo Tshaj Plaws hauv 2023
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Conclusion
USAA muab kev tuav pov hwm tsiaj rau cov tswv cuab nkaus xwb. Yog li, yog tias koj yog tub rog tub rog, koj tuaj yeem xav txiav txim siab siv qhov txiaj ntsig tshwj xeeb thiab tso npe rau koj cov miv lossis dev hauv daim ntawv pov hwm. Koj tuaj yeem tsim nyog rau ntau hom kev luv nqi thiab tuaj yeem hloov kho koj cov phiaj xwm kev pov hwm tsiaj kom tau tus nqi pheej yig tshaj.
Yog tias koj tsis yog tus tswvcuab USAA, koj tseem tuaj yeem tau txais kev pov hwm tsiaj ncaj qha los ntawm Embrace. Tej zaum koj yuav tsis tau txais cov txiaj ntsig luv nqi tib yam, tab sis koj tseem tuaj yeem pom cov phiaj xwm zoo sib xws thiab ua qee qhov kev kho kom haum rau koj tus tsiaj kom tau txais kev pab zoo tshaj plaws.
